Bowie County, Texas, a core county of the Texarkana, TX-AR market, holds $2.1B in deposits across 16 insured institutions and 29 branches. Farmers Bank & Trust Company is the largest deposit holder at 21.6% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have fallen 1.3% since 2021 while the branch count rose by 3.6%. It produced $4.0B of real gross domestic product in 2024, ranking #673 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 28 in 2021 to 29 in 2026. Institutions: 14 to 16. Top-three share: 51% to 52%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Farmers Bank & Trust Company | $448M | 21.6% | +11% |
| Glacier Bank | $333M | 16.0% | +2% |
| State Bank of De Kalb | $309M | 14.9% | +43% |
| The Huntington National Bank | $220M | 10.6% | -19% |
| Wells Fargo Bank | $139M | 6.7% | -59% |
| Bank OZK | $116M | 5.6% | +21% |
| Regions Bank | $98M | 4.7% | -22% |
| Capital One | $94M | 4.5% | -46% |
| Texana Bank | $86M | 4.2% | +73% |
| Commercial National Bank of Texarkana | $81M | 3.9% | +7% |
| Bodcaw Bank | $55M | 2.6% | no 2021 presence |
| Simmons Bank | $49M | 2.3% | no 2021 presence |
| Diamond Bank | $38M | 1.8% | +190% |
| The First National Bank of Hughes Springs | $7M | 0.4% | -18% |
| Woodforest National Bank | $3M | 0.2% | +16% |
| First National Bank Texas | $3M | 0.1% | -15% |
The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Texarkana market
Bowie County is one of 3 counties that make up the Texarkana, TX-AR market, a Metropolitan Statistical Area (ranked #257 of 293 U.S. markets by economic output). It produces 68.2% of the market’s output and holds 66.3% of its deposits.
| Measure | Bowie County | Share of parent market |
|---|---|---|
| 2024 GDP | $4.0B | 68.2% |
| Deposits | $2.1B | 66.3% |
| Population | 92,696 | 63.1% |
View the full Texarkana market profile →
Recruiting in Bowie County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bowie County.
See how we help banks recruit commercial banking talent