Northumberland County, Pennsylvania, a core county of the Bloomsburg-Berwick-Sunbury, PA market, holds $1.7B in deposits across 14 insured institutions and 24 branches. The Northumberland National Bank is the largest deposit holder at 15.8% share. The top three banks hold 42% of deposits, which places the county in the Fragmented band. Deposits have grown 13.2% since 2020 while the branch count fell by 14.3%. It produces $3.7B of output, ranking #702 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 28 in 2020 to 24 in 2025. Institutions: 15 to 14. Top-three share: 47% to 42%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| The Northumberland National Bank | $263M | 15.8% | +5% |
| Manufacturers and Traders Trust Company | $222M | 13.4% | +27% |
| Truist Bank | $211M | 12.7% | -21% |
| First National Bank of Pennsylvania | $181M | 10.9% | +78% |
| The Turbotville National Bank | $176M | 10.6% | +37% |
| UNB Bank | $139M | 8.4% | +18% |
| Susquehanna Community Bank | $107M | 6.4% | +32% |
| Journey Bank | $100M | 6.0% | +141% |
| LinkBank | $69M | 4.1% | +8% |
| Fulton Bank | $68M | 4.1% | -34% |
| Milton Savings Bank | $62M | 3.8% | +17% |
| First Commonwealth Bank | $38M | 2.3% | +31% |
| Mifflinburg Bank and Trust Company | $19M | 1.1% | no 2020 presence |
| Woodforest National Bank | $5M | 0.3% | +37% |
The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Bloomsburg-Berwick-Sunbury market
Northumberland County is one of 5 counties that make up the Bloomsburg-Berwick-Sunbury, PA market, a Combined Statistical Area (ranked #173 of 293 U.S. markets by economic output). It produces 30.3% of the market’s output and holds 27.8% of its deposits.
| Measure | Northumberland County | Share of parent market |
|---|---|---|
| 2024 GDP | $3.7B | 30.3% |
| Deposits | $1.7B | 27.8% |
| Population | 89,920 | 35.1% |
View the full Bloomsburg-Berwick-Sunbury market profile →
Recruiting in Northumberland County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Northumberland County.
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