Northumberland County, Pennsylvania, a core county of the Bloomsburg-Berwick-Sunbury, PA market, holds $1.7B in deposits across 13 insured institutions and 24 branches. Central Penn Bank & Trust is the largest deposit holder at 16.9% share. The top three banks hold 43% of deposits, which places the county in the Fragmented band. Deposits have grown 9.2% since 2021 while the branch count fell by 17.2%. It produced $3.7B of real gross domestic product in 2024, ranking #702 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 29 in 2021 to 24 in 2026. Institutions: 16 to 13. Top-three share: 45% to 43%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Central Penn Bank & Trust | $286M | 16.9% | +1% |
| Manufacturers and Traders Trust Company | $222M | 13.1% | +13% |
| Truist Bank | $212M | 12.5% | -5% |
| The Turbotville National Bank | $202M | 11.9% | +42% |
| First National Bank of Pennsylvania | $171M | 10.1% | +56% |
| UNB Bank | $135M | 8.0% | +2% |
| Journey Bank | $124M | 7.3% | +80% |
| Citizens & Northern Bank | $93M | 5.5% | +7% |
| Milton Savings Bank | $71M | 4.2% | +28% |
| Fulton Bank | $67M | 4.0% | -37% |
| Burke & Herbert Bank & Trust Company | $63M | 3.7% | -12% |
| First Commonwealth Bank | $42M | 2.5% | +29% |
| Woodforest National Bank | $5M | 0.3% | +27% |
The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Bloomsburg-Berwick-Sunbury market
Northumberland County is one of 5 counties that make up the Bloomsburg-Berwick-Sunbury, PA market, a Combined Statistical Area (ranked #173 of 293 U.S. markets by economic output). It produces 30.3% of the market’s output and holds 28.4% of its deposits.
| Measure | Northumberland County | Share of parent market |
|---|---|---|
| 2024 GDP | $3.7B | 30.3% |
| Deposits | $1.7B | 28.4% |
| Population | 89,920 | 35.1% |
View the full Bloomsburg-Berwick-Sunbury market profile →
Recruiting in Northumberland County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Northumberland County.
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