Bloomsburg-Berwick-Sunbury, PA, a Combined Statistical Area, holds $6.0 billion in deposits across 17 insured institutions and 83 branches, and ranks #173 of 293 U.S. markets by economic output. Central Penn Bank & Trust is the largest deposit holder at 17.9% share. The top three banks hold 45% of deposits, which places the market in the Moderate band. Deposits have grown 10.4% since 2021 while the branch count fell by 10.8%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 93 in 2021 to 83 in 2026. Institutions: 21 to 17. Top-three share: 37% to 45%. Average deposits per branch: $72M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Central Penn Bank & Trust | $1.1B | 17.9% | +8% |
| Journey Bank | $871M | 14.6% | +22% |
| Fulton Bank | $768M | 12.9% | +10% |
| Manufacturers and Traders Trust Company | $573M | 9.6% | +8% |
| First National Bank of Pennsylvania | $561M | 9.4% | +37% |
| First Keystone Community Bank | $521M | 8.7% | +19% |
| Citizens & Northern Bank | $417M | 7.0% | -5% |
| Truist Bank | $264M | 4.4% | -5% |
| The Turbotville National Bank | $202M | 3.4% | +42% |
| PNC Bank | $191M | 3.2% | +1% |
| First Commonwealth Bank | $158M | 2.6% | +24% |
| UNB Bank | $156M | 2.6% | +2% |
| Northwest Bank | $77M | 1.3% | -31% |
| Milton Savings Bank | $71M | 1.2% | +28% |
| Burke & Herbert Bank & Trust Company | $63M | 1.1% | -12% |
| Woodforest National Bank | $9M | 0.2% | +4% |
| First Citizens Community Bank | $0M | 0.0% | no 2021 presence |
The 17 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Northumberland County | Pennsylvania | $3.7B | 89,920 | 30.3% | 28.4% |
| Columbia County | Pennsylvania | $2.6B | 66,193 | 21.2% | 26.3% |
| Montour County | Pennsylvania | $2.3B | 17,868 | 19.0% | 6.4% |
| Union County | Pennsylvania | $1.9B | 42,313 | 15.9% | 19.0% |
| Snyder County | Pennsylvania | $1.7B | 39,655 | 13.7% | 19.9% |
Recruiting in the Bloomsburg-Berwick-Sunbury market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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