Market Intelligence

Okmulgee County, OK

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Okmulgee County, Oklahoma, a county in the Tulsa-Bartlesville-Muskogee, OK market, holds $578M in deposits across 5 insured institutions and 10 branches. Mabrey Bank is the largest deposit holder at 39.9% share. The top three institutions hold 89.8% of deposits, which places the county in the concentrated band. Deposits have grown 19.4% since 2020. It produces $903M of output, ranking #1,222 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$903M
#1,222 of 1,523
Total Deposits
$578M
#1,163 of 1,523
Population
37,241
#1,067 of 1,523
GDP per Capita
$24,245
#1,388 of 1,523
Insured Institutions
5
#1,204 of 1,523
Deposits per Branch
$58M
#1,288 of 1,523
Deposits per Capita
$15,512
#1,166 of 1,523
Branches per 100k Pop.
26.9
#619 of 1,523
Median Institution Size
$75M
Median deposits of the institutions operating in the county. #1,148 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
87.1%
of market deposits held by banks with $100M to $50B in assets. #382 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
89.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+19.4% over 5 years
$484M
2020
$536M
2021
$575M
2022
$584M
2023
$577M
2024
$578M
2025

Branches: 10 in 2020 to 10 in 2025. Institutions: 5 to 5. Top-three share: 91.0% to 89.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Mabrey Bank$231M39.9%3+29%
Patrons Bank, National Association$213M36.9%3+8%
American Exchange Bank$75M12.9%2+17%
American Heritage Bank$32M5.5%1+32%
Arvest Bank$27M4.7%1+39%

The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Tulsa-Bartlesville-Muskogee market

Okmulgee County is one of 9 counties that make up the Tulsa-Bartlesville-Muskogee, OK market, a Combined Statistical Area (ranked #62 of 293 U.S. markets by economic output). It produces 1.4% of the market’s output and holds 1.4% of its deposits.

MeasureOkmulgee CountyShare of Tulsa-Bartlesville-Muskogee market
2024 GDP$903M1.4%
Deposits$578M1.4%
Population37,2413.1%

View the full Tulsa-Bartlesville-Muskogee market profile →

Recruiting in Okmulgee County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Okmulgee County, on a retained basis.

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