Market Intelligence

Tulsa County, OK

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Tulsa County, Oklahoma, a core county of the Tulsa-Bartlesville-Muskogee, OK market, holds $33.5B in deposits across 52 insured institutions and 197 branches. BOKF, National Association is the largest deposit holder at 37.1% share. The top three banks hold 50% of deposits, which places the county in the Moderate band. Deposits have grown 7.3% since 2020 while the branch count fell by 3.0%. It produces $46.5B of output, ranking #103 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$46.5B
#103 of 1,523
Population
698,782
#100 of 1,523
GDP per Capita
$66,585
#240 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$33.5B
#79 of 1,523
Deposits per Capita
$47,929
#106 of 1,523
Deposits per Branch
$170M
#135 of 1,523
Competitive structure
Insured Institutions
52
#19 of 1,523
Branches per 100k Pop.
28.2
#558 of 1,523
Median Deposits per Institution
$208M
The median deposits booked by a single institution in the county. #315 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
90.9%
of county deposits held by banks with $100M to $100B in assets. #366 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
50%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+7.3% over 5 years
$31.2B
2020
$33.3B
2021
$30.8B
2022
$29.1B
2023
$31.1B
2024
$33.5B
2025

Branches: 203 in 2020 to 197 in 2025. Institutions: 46 to 52. Top-three share: 55% to 50%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
BOKF$12.4B37.1%21-6%
Arvest Bank$2.6B7.8%22+21%
Bank of America$1.7B5.1%9-3%
JPMorgan Chase Bank$1.3B3.8%9+17%
Mabrey Bank$1.1B3.4%8+18%
BancFirst$1.1B3.3%9+28%
Regent Bank$1.1B3.3%1+159%
MidFirst Bank$1.1B3.2%10-10%
First Oklahoma Bank$1.0B3.0%2+47%
Prosperity Bank$895M2.7%9-17%
Security Bank$799M2.4%1+26%
Gateway First Bank$780M2.3%4+111%
Busey Bank$568M1.7%1no 2020 presence
SpiritBank$529M1.6%3+30%
Grand Bank$514M1.5%2+44%
First Bank of Owasso$500M1.5%3+3%
Vast Bank$485M1.4%4-15%
RCB Bank$466M1.4%5+14%
AVB Bank$463M1.4%4+20%
Blue Sky Bank$349M1.0%2+149%
First Pryority Bank$327M1.0%1+192%
International Bank of Commerce$298M0.9%11+8%
The Central Trust Bank$280M0.8%5no 2020 presence
American Bank and Trust Company$277M0.8%2+7%
American Heritage Bank$259M0.8%7+27%
Commerce Bank$209M0.6%2-26%
Firstar Bank$206M0.6%1+15%
Triad Bank$196M0.6%2+4%
The First National Bank and Trust Company of Broken Arrow$186M0.6%1+10%
Bank 7$182M0.5%1+260%
Legacy Bank & Trust Company$150M0.4%1no 2020 presence
American Bank of Oklahoma$137M0.4%1-7%
Simmons Bank$132M0.4%1-48%
Oklahoma Capital Bank$121M0.4%2-2%
Armstrong Bank$103M0.3%3no 2020 presence
Equity Bank$103M0.3%1+1%
MapleMark Bank$93M0.3%1-44%
Stride Bank$77M0.2%1+128%
UMB Bank$70M0.2%1+8%
Fidelity Bank$54M0.2%1no 2020 presence
The City National Bank and Trust Company of Lawton, Oklahoma$38M0.1%9+61%
The Exchange Bank$36M0.1%2+6%
First Fidelity Bank$35M0.1%1-27%
BMO Bank$33M0.1%2-24%
Spiro State Bank$24M0.1%1no 2020 presence
All Capital Bank$19M0.1%1no 2020 presence
Bank of Commerce$6M<0.1%1+48%
The Bank$4M<0.1%1no 2020 presence
Patrons Bank$3M<0.1%1no 2020 presence
Chickasaw Community Bank$3M<0.1%1no 2020 presence
TIB$0M0.0%1no 2020 presence
Great Southern Bank$0M0.0%1no 2020 presence

The 52 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Tulsa-Bartlesville-Muskogee market

Tulsa County is one of 9 counties that make up the Tulsa-Bartlesville-Muskogee, OK market, a Combined Statistical Area (ranked #62 of 293 U.S. markets by economic output). It produces 74.0% of the market’s output and holds 82.9% of its deposits.

MeasureTulsa CountyShare of parent market
2024 GDP$46.5B74.0%
Deposits$33.5B82.9%
Population698,78258.7%

View the full Tulsa-Bartlesville-Muskogee market profile →

Recruiting in Tulsa County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tulsa County.

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