Market Intelligence

Tulsa County, OK

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Tulsa-Bartlesville-Muskogee, OK › Tulsa County

Tulsa County, Oklahoma, a core county of the Tulsa-Bartlesville-Muskogee, OK market, holds $34.7B in deposits across 52 insured institutions and 202 branches. BOKF is the largest deposit holder at 35.3% share. The top three banks hold 48% of deposits, which places the county in the Moderate band. Deposits have grown 4.2% since 2021 while the branch count rose by 3.6%. It produced $46.5B of real gross domestic product in 2024, ranking #103 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$46.5B
#103 of 1,523
Population
698,782
#100 of 1,523
GDP per Capita
$66,585
#240 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$34.7B
#79 of 1,523
Deposits per Capita
$49,589
#104 of 1,523
Deposits per Branch
$172M
#145 of 1,523
Competitive structure
Insured Institutions
52
#19 of 1,523
Branches per 100k Pop.
28.9
#524 of 1,523
Median Deposits per Institution
$217M
The median deposits booked by a single institution in the county. #304 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
91.4%
of county deposits held by banks with $100M to $100B in assets. #338 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
48%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+4.2% over 5 years
$33.3B
2021
$30.8B
2022
$29.1B
2023
$31.1B
2024
$33.5B
2025
$34.7B
2026

Branches: 195 in 2021 to 202 in 2026. Institutions: 47 to 52. Top-three share: 55% to 48%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
BOKF$12.2B35.3%21-11%
Arvest Bank$2.7B7.9%22+12%
Bank of America$1.6B4.7%9-23%
JPMorgan Chase Bank$1.3B3.8%11+12%
Regent Bank$1.3B3.8%2+188%
MidFirst Bank$1.3B3.7%10+13%
BancFirst$1.2B3.6%10+18%
Mabrey Bank$1.2B3.4%8+19%
First Oklahoma Bank$1.1B3.3%2+45%
Prosperity Bank$1.1B3.2%9-4%
Gateway First Bank$848M2.4%4+104%
Security Bank$828M2.4%1+17%
AVB Bank$542M1.6%4+35%
First Bank of Owasso$539M1.6%3+4%
SpiritBank$516M1.5%3+26%
Grand Bank$507M1.5%2+25%
RCB Bank$467M1.3%5+6%
Vast Bank$452M1.3%4-30%
Busey Bank$432M1.2%1-23%
Blue Sky Bank$366M1.1%2+111%
First Pryority Bank$364M1.1%2+177%
International Bank of Commerce$331M1.0%11+3%
The Central Trust Bank$272M0.8%5-49%
American Bank and Trust Company$269M0.8%2+4%
American Heritage Bank$261M0.8%7-11%
Firstar Bank$220M0.6%1+34%
Bank 7$214M0.6%1+118%
Commerce Bank$198M0.6%2-25%
Triad Bank$198M0.6%2-1%
The First National Bank and Trust Company of Broken Arrow$192M0.6%1+5%
Armstrong Bank$182M0.5%3+281%
Legacy Bank & Trust Company$159M0.5%1no 2021 presence
Oklahoma Capital Bank$149M0.4%2+30%
Simmons Bank$144M0.4%1-35%
Stride Bank$111M0.3%1+136%
Equity Bank$102M0.3%1-38%
MapleMark Bank$87M0.3%1-35%
First United Bank and Trust Company$78M0.2%1no 2021 presence
All Capital Bank$72M0.2%1no 2021 presence
UMB Bank$67M0.2%1+20%
Fidelity Bank$58M0.2%1-34%
SSB Bank$56M0.2%1no 2021 presence
The City National Bank and Trust Company of Lawton, Oklahoma$45M0.1%9+40%
The Exchange Bank$42M0.1%2+9%
BMO Bank$37M0.1%2+1%
First Fidelity Bank$15M<0.1%1-71%
Valliance Bank$10M<0.1%1no 2021 presence
Patrons Bank$8M<0.1%1no 2021 presence
Bank of Commerce$5M<0.1%1-34%
The Bank$5M<0.1%1no 2021 presence
TIB$0M0.0%1no 2021 presence
Great Southern Bank$0M0.0%1no 2021 presence

The 52 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Tulsa-Bartlesville-Muskogee market

Tulsa County is one of 9 counties that make up the Tulsa-Bartlesville-Muskogee, OK market, a Combined Statistical Area (ranked #62 of 293 U.S. markets by economic output). It produces 74.0% of the market’s output and holds 82.8% of its deposits.

MeasureTulsa CountyShare of parent market
2024 GDP$46.5B74.0%
Deposits$34.7B82.8%
Population698,78258.7%

View the full Tulsa-Bartlesville-Muskogee market profile →

Recruiting in Tulsa County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tulsa County.

See how we help banks recruit commercial banking talent

Other counties in the Tulsa-Bartlesville-Muskogee market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.