Market Intelligence

Perry County, PA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Perry County, Pennsylvania, a county in the Harrisburg-York-Lebanon, PA market, holds $865M in deposits across 5 insured institutions and 12 branches. The Bank of Landisburg is the largest deposit holder at 39.2% share. The top three institutions hold 76.8% of deposits, which places the county in the concentrated band. Deposits have grown 14.3% since 2020 while the branch count fell by 4. It produces $1.0B of output, ranking #1,182 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.0B
#1,182 of 1,523
Total Deposits
$865M
#1,002 of 1,523
Population
46,806
#951 of 1,523
GDP per Capita
$22,220
#1,428 of 1,523
Insured Institutions
5
#1,208 of 1,523
Deposits per Branch
$72M
#1,042 of 1,523
Deposits per Capita
$18,487
#973 of 1,523
Branches per 100k Pop.
25.6
#681 of 1,523
Median Institution Size
$112M
Median deposits of the institutions operating in the county. #793 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #157 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
76.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+14.3% over 5 years
$757M
2020
$877M
2021
$856M
2022
$829M
2023
$834M
2024
$865M
2025

Branches: 16 in 2020 to 12 in 2025. Institutions: 5 to 5. Top-three share: 76.2% to 76.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Bank of Landisburg$339M39.2%4+29%
Pennian Bank$214M24.7%4+12%
The Juniata Valley Bank$112M12.9%2+40%
Orrstown Bank$105M12.2%1+5%
Mid Penn Bank$95M11.0%1no 2020 presence

The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Harrisburg-York-Lebanon market

Perry County is one of 6 counties that make up the Harrisburg-York-Lebanon, PA market, a Combined Statistical Area (ranked #52 of 293 U.S. markets by economic output). It produces 1.4% of the market’s output and holds 2.5% of its deposits.

MeasurePerry CountyShare of Harrisburg-York-Lebanon market
2024 GDP$1.0B1.4%
Deposits$865M2.5%
Population46,8063.5%

View the full Harrisburg-York-Lebanon market profile →

Recruiting in Perry County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Perry County, on a retained basis.

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