Orrstown Bank holds $4.5B in deposits across 11 counties in 3 ranked markets and 2 states. Its deposit footprint is highly concentrated: the top three counties (York County, Cumberland County, Franklin County) hold 68% of its deposits, and Pennsylvania accounts for 83% of the total. It ranks among the three largest institutions in 3 of the 11 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | York County, PA | $1.4B | 30.7% | 14.6% | 14 |
| 2. | Cumberland County, PA | $1.0B | 22.9% | 8.9% | 5 |
| 3. | Franklin County, PA | $672M | 14.8% | 18.1% | 5 |
| 4. | Baltimore County, MD | $469M | 10.4% | 1.8% | 4 |
| 5. | Lancaster County, PA | $429M | 9.5% | 2.4% | 11 |
| 6. | Dauphin County, PA | $138M | 3.0% | 1.8% | 1 |
| 7. | Perry County, PA | $105M | 2.3% | 12.2% | 1 |
| 8. | Anne Arundel County, MD | $81M | 1.8% | 0.5% | 1 |
| 9. | Washington County, MD | $73M | 1.6% | 2.2% | 1 |
| 10. | Howard County, MD | $70M | 1.6% | 0.7% | 1 |
| 11. | Harford County, MD | $67M | 1.5% | 1.4% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.