Dauphin County, Pennsylvania, a core county of the Harrisburg-York-Lebanon, PA market, holds $7.6B in deposits across 19 insured institutions and 67 branches. First National Bank of Pennsylvania is the largest deposit holder at 20.2% share. The top three banks hold 51% of deposits, which places the county in the Moderate band. Deposits have fallen 7.7% since 2020 while the branch count fell by 13.0%. It produces $22.8B of output, ranking #199 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 77 in 2020 to 67 in 2025. Institutions: 16 to 19. Top-three share: 41% to 51%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| First National Bank of Pennsylvania | $1.5B | 20.2% | +42% |
| Mid Penn Bank | $1.5B | 19.9% | +52% |
| Manufacturers and Traders Trust Company | $839M | 11.0% | -30% |
| PNC Bank | $766M | 10.0% | +9% |
| Fulton Bank | $680M | 8.9% | -18% |
| Wells Fargo Bank | $611M | 8.0% | -45% |
| Citizens Bank | $392M | 5.1% | -36% |
| First Commonwealth Bank | $243M | 3.2% | no 2020 presence |
| Truist Bank | $218M | 2.8% | -50% |
| Santander Bank | $193M | 2.5% | -6% |
| LinkBank | $157M | 2.1% | +7% |
| Orrstown Bank | $138M | 1.8% | +56% |
| S&T Bank | $113M | 1.5% | -41% |
| Bank of Bird-in-Hand | $79M | 1.0% | no 2020 presence |
| Northwest Bank | $57M | 0.7% | -5% |
| JPMorgan Chase Bank | $46M | 0.6% | no 2020 presence |
| Farmers and Merchants Trust Company of Chambersburg | $41M | 0.5% | no 2020 presence |
| Pennian Bank | $10M | 0.1% | no 2020 presence |
| Wilmington Savings Fund Society, FSB | $0M | 0.0% | no 2020 presence |
The 19 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Harrisburg-York-Lebanon market
Dauphin County is one of 6 counties that make up the Harrisburg-York-Lebanon, PA market, a Combined Statistical Area (ranked #52 of 293 U.S. markets by economic output). It produces 30.8% of the market’s output and holds 22.1% of its deposits.
| Measure | Dauphin County | Share of parent market |
|---|---|---|
| 2024 GDP | $22.8B | 30.8% |
| Deposits | $7.6B | 22.1% |
| Population | 293,351 | 21.8% |
View the full Harrisburg-York-Lebanon market profile →
Recruiting in Dauphin County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dauphin County.
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