Market Intelligence

Sedgwick County, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Sedgwick County, Kansas, a core county of the Wichita-Arkansas City-Winfield, KS market, holds $19.1B in deposits across 38 insured institutions and 152 branches. Bank of America, National Association is the largest deposit holder at 22.4% share. The top three institutions hold 55.2% of deposits, which places the county in the moderately concentrated band. Deposits have grown 14.7% since 2020 while the branch count fell by 5.6%. It produces $33.4B of output, ranking #141 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$33.4B
#141 of 1,523
Population
538,433
#138 of 1,523
GDP per Capita
$61,941
#312 of 1,523
Deposit market
Total Deposits
$19.1B
#120 of 1,523
Deposits per Capita
$35,481
#237 of 1,523
Deposits per Branch
$126M
#335 of 1,523
Competitive structure
Insured Institutions
38
#49 of 1,523
Branches per 100k Pop.
28.2
#554 of 1,523
Median Deposits per Institution
$111M
The median deposits booked by a single institution in the county. #796 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
73.3%
of county deposits held by banks with $100M to $50B in assets. #621 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
55.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+14.7% over 5 years
$16.7B
2020
$18.6B
2021
$18.0B
2022
$19.1B
2023
$18.7B
2024
$19.1B
2025

Branches: 161 in 2020 to 152 in 2025. Institutions: 37 to 38. Top-three share: 56.4% to 55.2%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
Bank of America$4.3B22.4%8+36%
Intrust Bank$3.9B20.5%16-10%
Fidelity Bank$2.4B12.3%11+26%
Emprise Bank$1.6B8.5%19+27%
Commerce Bank$1.1B5.6%7+4%
Equity Bank$823M4.3%4+78%
Busey Bank$663M3.5%1no 2020 presence
Legacy Bank$550M2.9%7+78%
Capitol Federal Savings Bank$538M2.8%8-5%
Southwest National Bank$445M2.3%8-7%
Wells Fargo Bank$317M1.7%2+67%
Stryv Bank$228M1.2%2+118%
KS StateBank$220M1.2%1+6%
UMB Bank$197M1.0%2+18%
BMO Bank$196M1.0%4-13%
Citizens Bank of Kansas$180M0.9%5+28%
Garden Plain State Bank$141M0.7%2+42%
Bankers' Bank of Kansas$114M0.6%1-37%
Sunflower Bank$112M0.6%3-2%
Simmons Bank$111M0.6%3-37%
Community Bank of Wichita, Inc.$107M0.6%2+17%
The First National Bank of Hutchinson$99M0.5%2+45%
Home Bank and Trust Company$98M0.5%3+42%
Peoples Bank and Trust Company$94M0.5%3no 2020 presence
The Citizens State Bank of Cheney, Kansas$84M0.4%1+28%
The Valley State Bank$82M0.4%4+46%
Halstead Bank$77M0.4%2+43%
Union State Bank$68M0.4%2+17%
Carson Bank$64M0.3%3+31%
RCB Bank$63M0.3%3+23%
Central National Bank$49M0.3%1-3%
Conway Bank$38M0.2%1+42%
Andover State Bank$28M0.1%1+105%
JPMorgan Chase Bank$22M0.1%2no 2020 presence
Vintage Bank Kansas$22M0.1%3+41%
The Bennington State Bank$18M0.1%1no 2020 presence
The City National Bank and Trust Company of Lawton, Oklahoma$5M0.0%3+52%
Community National Bank & Trust$5M0.0%1no 2020 presence

The 38 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Wichita-Arkansas City-Winfield market

Sedgwick County is one of 5 counties that make up the Wichita-Arkansas City-Winfield, KS market, a Combined Statistical Area (ranked #83 of 293 U.S. markets by economic output). It produces 84.3% of the market’s output and holds 82.2% of its deposits.

MeasureSedgwick CountyShare of parent market
2024 GDP$33.4B84.3%
Deposits$19.1B82.2%
Population538,43377.1%

View the full Wichita-Arkansas City-Winfield market profile →

Recruiting in Sedgwick County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Sedgwick County.

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