Market Intelligence

Wichita-Arkansas City-Winfield, KS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Wichita-Arkansas City-Winfield, KS

Wichita-Arkansas City-Winfield, KS, a Combined Statistical Area, holds $24.1 billion in deposits across 46 insured institutions and 233 branches, and ranks #83 of 293 U.S. markets by economic output. Intrust Bank is the largest deposit holder at 18.7% share. The top three banks hold 47% of deposits, which places the market in the Moderate band. Deposits have grown 7.8% since 2021 while the branch count fell by 3.3%.

Economic scale
2024 Real GDP
$39.5B
#83 of 293
Population
698K
#84 of 293
GDP per Capita
$56,639
#115 of 293
Deposit market
Deposits (SOD, 6/30/26)
$24.1B
#72 of 293
Deposits per Capita
$34,560
#78 of 293
Deposits per Branch
$104M
#166 of 293
Competitive structure
Insured Institutions
46
#41 of 293
Branches per 100k Pop.
33.4
#59 of 293
Median Deposits per Institution
$182M
The median deposits booked by a single institution in the market. #182 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
77.9%
of market deposits held by banks with $100M to $100B in assets. #78 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
47%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) +7.8% over 5 years
$22.4B
2021
$21.9B
2022
$23.1B
2023
$22.8B
2024
$23.3B
2025
$24.1B
2026

Branches: 241 in 2021 to 233 in 2026. Institutions: 48 to 46. Top-three share: 49% to 47%. Average deposits per branch: $104M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
Intrust Bank$4.5B18.7%23-14%
Bank of America$4.4B18.4%9+19%
Fidelity Bank$2.3B9.4%10+9%
Emprise Bank$2.0B8.3%22+17%
Equity Bank$1.4B5.9%7+61%
Commerce Bank$1.2B5.2%8-5%
Union State Bank$609M2.5%11+36%
Capitol Federal Savings Bank$603M2.5%9-5%
Legacy Bank$597M2.5%9+61%
Busey Bank$581M2.4%1-48%
RCB Bank$463M1.9%13-3%
Southwest National Bank$404M1.7%9-13%
Wells Fargo Bank$398M1.7%2+93%
Community National Bank & Trust$383M1.6%8+42%
Citizens Bank of Kansas$316M1.3%8+18%
Stryv Bank$297M1.2%2+115%
BMO Bank$235M1.0%7-36%
UMB Bank$222M0.9%2+17%
KS StateBank$216M0.9%1+40%
Peoples Bank and Trust Company$209M0.9%4+255%
Andover State Bank$208M0.9%2+68%
Carson Bank$202M0.8%4+32%
Halstead Bank$188M0.8%4+34%
Vintage Bank Kansas$176M0.7%10+40%
The Valley State Bank$174M0.7%4+15%
Garden Plain State Bank$162M0.7%2+32%
Impact Bank$153M0.6%2+13%
The Citizens State Bank$145M0.6%3+5%
Bankers' Bank of Kansas$130M0.5%1+8%
Central National Bank$122M0.5%4+10%
Sunflower Bank$120M0.5%30%
Community Bank of Wichita, Inc.$118M0.5%2+26%
Simmons Bank$106M0.4%3-42%
Home Bank and Trust Company$104M0.4%3+22%
The First National Bank of Hutchinson$93M0.4%2+3%
The Citizens State Bank of Cheney, Kansas$88M0.4%1+21%
The First Security Bank$85M0.4%3+16%
The Stock Exchange Bank, Caldwell, Kansas$82M0.3%2+33%
Bank of Commerce and Trust Company$63M0.3%2+8%
The Security State Bank$48M0.2%1+1%
JPMorgan Chase Bank$41M0.2%3no 2021 presence
The Bennington State Bank$31M0.1%1no 2021 presence
Bank of Commerce$22M0.1%2+16%
The Walton State Bank$10M<0.1%1-6%
State Bank of Burrton$8M<0.1%1-26%
The City National Bank and Trust Company of Lawton, Oklahoma$5M<0.1%2+6%

The 46 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Sedgwick CountyKansas$33.4B538,43384.3%82.0%
Butler CountyKansas$2.9B69,4847.4%7.4%
Harvey CountyKansas$1.3B33,5803.3%3.8%
Cowley CountyKansas$1.3B34,3823.2%3.9%
Sumner CountyKansas$671M22,3121.7%2.9%

Recruiting in the Wichita-Arkansas City-Winfield market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Kansas

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.