Market Intelligence

Wichita-Arkansas City-Winfield, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Wichita-Arkansas City-Winfield, KS

Wichita-Arkansas City-Winfield, KS, a Combined Statistical Area, holds $23.3 billion in deposits across 46 insured institutions and 235 branches, ranking #83 of 293 U.S. markets by economic output. Intrust Bank is the largest deposit holder at 20.1% share. The top three institutions hold 49.0% of deposits, which places the market in the moderate band. Deposits have grown 15.9% since 2020 while the branch count fell by 4.9%.

Economic scale
2024 Real GDP
$39.5B
#83 of 293
Population
698K
#84 of 293
GDP per Capita
$56,639
#115 of 293
Deposit market
Total Deposits
$23.3B
#71 of 293
Deposits per Capita
$33,372
#80 of 293
Deposits per Branch
$99M
#172 of 293
Competitive structure
Insured Institutions
46
#41 of 293
Branches per 100k Pop.
33.7
#60 of 293
Median Deposits per Institution
$165M
The median deposits booked by a single institution in the market. #192 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
76.8%
of market deposits held by banks with $100M to $50B in assets. #67 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderate
49%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +15.9% over 5 years
$20.1B
2020
$22.4B
2021
$21.9B
2022
$23.1B
2023
$22.8B
2024
$23.3B
2025

Branches: 247 in 2020 to 235 in 2025. Institutions: 47 to 46. Top-three share: 50.2% to 49.0%. Deposits per branch: $99M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
Intrust Bank$4.7B20.1%23-6%
Bank of America$4.4B18.8%9+34%
Fidelity Bank$2.4B10.1%11+26%
Emprise Bank$1.9B7.9%24+24%
Commerce Bank$1.2B5.2%8+6%
Equity Bank$1.0B4.4%7+71%
Busey Bank$0.7B2.9%1no 2020 presence
Capitol Federal Savings Bank$0.6B2.5%9-4%
Legacy Bank$0.6B2.5%8+74%
Union State Bank$0.6B2.4%11+28%
RCB Bank$455M2.0%13+9%
Southwest National Bank$445M1.9%8-7%
Community National Bank & Trust$345M1.5%8+45%
Wells Fargo Bank$317M1.4%2+67%
Citizens Bank of Kansas$300M1.3%8+33%
BMO Bank$276M1.2%7-13%
Stryv Bank$228M1.0%2+118%
KS StateBank$220M0.9%1+6%
UMB Bank$197M0.8%2+18%
Andover State Bank$188M0.8%2+72%
Carson Bank$187M0.8%4+56%
Halstead Bank$177M0.8%4+33%
Vintage Bank Kansas$167M0.7%10+70%
The Valley State Bank$163M0.7%5+29%
Garden Plain State Bank$141M0.6%2+42%
The Citizens State Bank$140M0.6%3+24%
Impact Bank$140M0.6%2+14%
Peoples Bank and Trust Company$136M0.6%4no 2020 presence
Bankers' Bank of Kansas$114M0.5%1-37%
Sunflower Bank$112M0.5%3-2%
Central National Bank$111M0.5%4-2%
Simmons Bank$111M0.5%3-37%
Community Bank of Wichita, Inc.$107M0.5%2+17%
The First National Bank of Hutchinson$99M0.4%2+45%
Home Bank and Trust Company$98M0.4%3+42%
Conway Bank$89M0.4%3+23%
The Citizens State Bank of Cheney, Kansas$84M0.4%1+28%
The Stock Exchange Bank, Caldwell, Kansas$78M0.3%2+41%
Bank of Commerce and Trust Company$59M0.3%2+4%
The Security State Bank$44M0.2%1-1%
JPMorgan Chase Bank$22M0.1%2no 2020 presence
Bank of Commerce$19M0.1%2no 2020 presence
The Bennington State Bank$18M0.1%1no 2020 presence
State Bank of Burrton$9M0.0%1-13%
The Walton State Bank$9M0.0%1-7%
The City National Bank and Trust Company of Lawton, Oklahoma$5M0.0%3+52%

The 46 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Sedgwick CountyKansas$33.4B538,43384.3%82.2%
Butler CountyKansas$2.9B69,4847.4%7.4%
Harvey CountyKansas$1.3B33,5803.3%3.7%
Cowley CountyKansas$1.3B34,3823.2%4.0%
Sumner CountyKansas$671M22,3121.7%2.8%

Recruiting in the Wichita-Arkansas City-Winfield market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Kansas

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.