St. Lucie County, Florida, a core county of the Miami-Port St. Lucie-Fort Lauderdale, FL market, holds $6.0B in deposits across 12 insured institutions and 43 branches. TD Bank, National Association is the largest deposit holder at 15.1% share. The top three institutions hold 42.7% of deposits, which places the county in the fragmented band. Deposits have grown 26.8% since 2020 while the branch count fell by 9. It produces $12.8B of output, ranking #308 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 52 in 2020 to 43 in 2025. Institutions: 11 to 12. Top-three share: 42.1% to 42.7%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| TD Bank, National Association | $910M | 15.1% | +34% |
| Seacoast National Bank | $851M | 14.1% | +58% |
| PNC Bank, National Association | $821M | 13.6% | +17% |
| Bank of America, National Association | $723M | 12.0% | +15% |
| JPMorgan Chase Bank, National Association | $701M | 11.6% | +70% |
| Wells Fargo Bank, National Association | $610M | 10.1% | +43% |
| SouthState Bank, National Association | $597M | 9.9% | +27% |
| Truist Bank | $523M | 8.6% | -4% |
| Synovus Bank | $137M | 2.3% | -12% |
| Flagstar Bank, National Association | $102M | 1.7% | +48% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Miami-Port St. Lucie-Fort Lauderdale market
St. Lucie County is one of 8 counties that make up the Miami-Port St. Lucie-Fort Lauderdale, FL market, a Combined Statistical Area (ranked #12 of 293 U.S. markets by economic output). It produces 2.6% of the market’s output and holds 1.7% of its deposits.
| Measure | St. Lucie County | Share of Miami-Port St. Lucie-Fort Lauderdale market |
|---|---|---|
| 2024 GDP | $12.8B | 2.6% |
| Deposits | $6.0B | 1.7% |
| Population | 402,449 | 5.5% |
View the full Miami-Port St. Lucie-Fort Lauderdale market profile →
Recruiting in St. Lucie County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like St. Lucie County, on a retained basis.
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