Flagstar Bank holds $70.2B in deposits across 75 counties in 23 ranked markets and 11 states. Its deposit footprint is concentrated: the top three counties (Oakland County, New York County, Nassau County) hold 45% of its deposits, and New York accounts for 44% of the total. It ranks among the three largest institutions in 10 of the 75 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Oakland County, MI | $15.8B | 22.5% | 19.0% | 25 |
| 2. | New York County, NY | $9.9B | 14.1% | 0.6% | 10 |
| 3. | Nassau County, NY | $6.0B | 8.6% | 6.2% | 29 |
| 4. | Queens County, NY | $4.7B | 6.7% | 5.9% | 28 |
| 5. | Essex County, NJ | $4.1B | 5.9% | 14.4% | 8 |
| 6. | Suffolk County, NY | $3.5B | 5.0% | 5.6% | 16 |
| 7. | Richmond County, NY | $2.9B | 4.2% | 15.9% | 15 |
| 8. | Kings County, NY | $2.2B | 3.2% | 3.3% | 12 |
| 9. | San Bernardino County, CA | $2.2B | 3.1% | 5.6% | 9 |
| 10. | Cuyahoga County, OH | $1.7B | 2.5% | 1.7% | 18 |
| 11. | Palm Beach County, FL | $1.4B | 2.0% | 2.2% | 11 |
| 12. | Broward County, FL | $1.3B | 1.8% | 1.9% | 8 |
| 13. | Macomb County, MI | $1.2B | 1.6% | 5.5% | 14 |
| 14. | Wayne County, MI | $1.2B | 1.6% | 1.5% | 14 |
| 15. | Maricopa County, AZ | $1.1B | 1.6% | 0.6% | 9 |
| 16. | Westchester County, NY | $1.0B | 1.5% | 0.4% | 6 |
| 17. | Allen County, IN | $779M | 1.1% | 8.5% | 9 |
| 18. | Jackson County, MI | $621M | 0.9% | 26.9% | 7 |
| 19. | Summit County, OH | $506M | 0.7% | 3.2% | 4 |
| 20. | Monmouth County, NJ | $432M | 0.6% | 1.4% | 5 |
| 21. | Middlesex County, NJ | $421M | 0.6% | 0.8% | 6 |
| 22. | Union County, NJ | $391M | 0.6% | 1.6% | 5 |
| 23. | Miami-Dade County, FL | $390M | 0.6% | 0.2% | 4 |
| 24. | San Francisco County, CA | $388M | 0.6% | 0.1% | 1 |
| 25. | Lake County, OH | $340M | 0.5% | 5.0% | 3 |
| 26. | Hudson County, NJ | $331M | 0.5% | 0.7% | 2 |
| 27. | Los Angeles County, CA | $330M | 0.5% | 0.1% | 3 |
| 28. | Washtenaw County, MI | $330M | 0.5% | 2.8% | 4 |
| 29. | Kent County, MI | $319M | 0.5% | 1.3% | 5 |
| 30. | Yavapai County, AZ | $281M | 0.4% | 5.0% | 3 |
| 31. | Marquette County, MI | $280M | 0.4% | 23.1% | 6 |
| 32. | Livingston County, MI | $240M | 0.3% | 5.7% | 3 |
| 33. | Ocean County, NJ | $231M | 0.3% | 1.0% | 4 |
| 34. | Bronx County, NY | $220M | 0.3% | 1.3% | 3 |
| 35. | Ingham County, MI | $203M | 0.3% | 2.1% | 2 |
| 36. | Orange County, CA | $198M | 0.3% | 0.1% | 1 |
| 37. | Ottawa County, MI | $176M | 0.2% | 3.0% | 2 |
| 38. | Genesee County, MI | $155M | 0.2% | 2.8% | 2 |
| 39. | Eaton County, MI | $129M | 0.2% | 7.1% | 1 |
| 40. | St. Joseph County, IN | $122M | 0.2% | 2.1% | 3 |
| 41. | Collier County, FL | $115M | 0.2% | 0.6% | 1 |
| 42. | Kalamazoo County, MI | $105M | 0.2% | 2.3% | 2 |
| 43. | St. Lucie County, FL | $102M | 0.1% | 1.7% | 1 |
| 44. | Menominee County, MI | $97M | 0.1% | 41.5% | 2 |
| 45. | Hillsdale County, MI | $85M | 0.1% | 10.9% | 1 |
| 46. | Oconto County, WI | $84M | 0.1% | 22.7% | 3 |
| 47. | Steuben County, IN | $81M | 0.1% | 9.2% | 1 |
| 48. | La Porte County, IN | $80M | 0.1% | 3.1% | 1 |
| 49. | White County, IN | $78M | 0.1% | 10.6% | 1 |
| 50. | Branch County, MI | $76M | 0.1% | 7.4% | 1 |
| 51. | Houghton County, MI | $72M | 0.1% | 7.7% | 1 |
| 52. | Dekalb County, IN | $68M | 0.1% | 6.9% | 1 |
| 53. | Van Wert County, OH | $66M | 0.1% | 8.6% | 1 |
| 54. | St. Joseph County, MI | $65M | 0.1% | 6.4% | 2 |
| 55. | Mercer County, NJ | $65M | 0.1% | 0.3% | 1 |
| 56. | Gogebic County, MI | $62M | 0.1% | 21.5% | 1 |
| 57. | Berrien County, MI | $57M | 0.1% | 2.5% | 1 |
| 58. | Delta County, MI | $57M | 0.1% | 7.5% | 1 |
| 59. | Dickinson County, MI | $56M | 0.1% | 7.7% | 1 |
| 60. | Rush County, IN | $55M | 0.1% | 15.0% | 1 |
| 61. | Lee County, FL | $55M | 0.1% | 0.2% | 1 |
| 62. | Adams County, IN | $55M | 0.1% | 5.5% | 1 |
| 63. | Sacramento County, CA | $53M | 0.1% | 0.1% | 1 |
| 64. | Monroe County, MI | $50M | 0.1% | 2.0% | 1 |
| 65. | Wells County, IN | $46M | 0.1% | 7.4% | 1 |
| 66. | Miami County, IN | $44M | 0.1% | 4.8% | 1 |
| 67. | Lagrange County, IN | $44M | 0.1% | 4.7% | 1 |
| 68. | Western Connecticut County, CT | $43M | 0.1% | 0.1% | 1 |
| 69. | Huntington County, IN | $40M | 0.1% | 4.4% | 1 |
| 70. | Calhoun County, MI | $39M | 0.1% | 2.9% | 1 |
| 71. | Fulton County, IN | $37M | 0.1% | 8.0% | 1 |
| 72. | Wabash County, IN | $32M | 0.0% | 5.3% | 1 |
| 73. | Iron County, MI | $28M | 0.0% | 14.2% | 1 |
| 74. | Santa Clara County, CA | $3M | 0.0% | 0.0% | 1 |
| 75. | Mecklenburg County, NC | $0M | 0.0% | 0.0% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.