Market Intelligence

St. Martin Parish, LA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

St. Martin Parish, Louisiana, a county in the Lafayette-New Iberia-Opelousas, LA market, holds $837M in deposits across 6 insured institutions and 14 branches. Farmers-Merchants Bank & Trust Company is the largest deposit holder at 34.3% share. The top three banks hold 77% of deposits, which places the county in the Concentrated band. Deposits have grown 13.2% since 2020 while the branch count fell by 12.5%. It produces $1.5B of output, ranking #1,039 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.5B
#1,039 of 1,523
Population
51,106
#919 of 1,523
GDP per Capita
$29,909
#1,236 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$837M
#1,018 of 1,523
Deposits per Capita
$16,376
#1,108 of 1,523
Deposits per Branch
$60M
#1,257 of 1,523
Competitive structure
Insured Institutions
6
#1,131 of 1,523
Branches per 100k Pop.
27.4
#589 of 1,523
Median Deposits per Institution
$132M
The median deposits booked by a single institution in the county. #627 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #211 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
77%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+13.2% over 5 years
$739M
2020
$798M
2021
$830M
2022
$813M
2023
$811M
2024
$837M
2025

Branches: 16 in 2020 to 14 in 2025. Institutions: 6 to 6. Top-three share: 79% to 77%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Farmers-Merchants Bank & Trust Company$287M34.3%4+4%
Hancock Whitney Bank$187M22.3%2+13%
Home Bank$174M20.8%3+23%
b1BANK$90M10.8%2+34%
First Horizon Bank$49M5.9%1+2%
Community First Bank$49M5.9%2+20%

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Lafayette-New Iberia-Opelousas market

St. Martin Parish is one of 6 counties that make up the Lafayette-New Iberia-Opelousas, LA market, a Combined Statistical Area (ranked #108 of 293 U.S. markets by economic output). It produces 5.8% of the market’s output and holds 5.5% of its deposits.

MeasureSt. Martin ParishShare of parent market
2024 GDP$1.5B5.8%
Deposits$837M5.5%
Population51,1068.9%

View the full Lafayette-New Iberia-Opelousas market profile →

Recruiting in St. Martin Parish

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like St. Martin Parish.

See how we help banks recruit commercial banking talent