Market Intelligence

Lafayette-New Iberia-Opelousas, LA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Lafayette-New Iberia-Opelousas, LA

Lafayette-New Iberia-Opelousas, LA, a Combined Statistical Area, holds $15.8 billion in deposits across 43 insured institutions and 196 branches, and ranks #108 of 293 U.S. markets by economic output. First Horizon Bank is the largest deposit holder at 15.1% share. The top three banks hold 40% of deposits, which places the market in the Fragmented band.

Economic scale
2024 Real GDP
$26.1B
#108 of 293
Population
571K
#98 of 293
GDP per Capita
$45,735
#228 of 293
Deposit market
Deposits (SOD, 6/30/26)
$15.8B
#95 of 293
Deposits per Capita
$27,621
#144 of 293
Deposits per Branch
$81M
#245 of 293
Competitive structure
Insured Institutions
43
#46 of 293
Branches per 100k Pop.
34.3
#51 of 293
Median Deposits per Institution
$191M
The median deposits booked by a single institution in the market. #170 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
78.0%
of market deposits held by banks with $100M to $100B in assets. #77 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
40%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) +1.7% over 5 years
$15.5B
2021
$15.6B
2022
$14.7B
2023
$14.8B
2024
$15.3B
2025
$15.8B
2026

Branches: 198 in 2021 to 196 in 2026. Institutions: 39 to 43. Top-three share: 45% to 40%. Average deposits per branch: $81M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
First Horizon Bank$2.4B15.1%15-22%
JPMorgan Chase Bank$2.2B14.2%15+4%
Hancock Whitney Bank$1.7B10.6%12-6%
Home Bank$1.6B10.3%15+18%
Community First Bank$707M4.5%9+47%
Capital One$596M3.8%4-39%
b1BANK$502M3.2%5+10%
Rayne State Bank & Trust Company$480M3.0%6+17%
First National Bank of Louisiana$448M2.8%2+23%
Gulf Coast Bank$444M2.8%9-3%
Regions Bank$409M2.6%40%
The First National Bank of Jeanerette$374M2.4%7+100%
Investar Bank$367M2.3%2+45%
Merchants & Marine Bank$346M2.2%6-2%
Bank of Commerce & Trust Co.$332M2.1%5-2%
Washington State Bank$274M1.7%7+6%
St. Landry Bank and Trust Company$270M1.7%7-16%
American Bank & Trust Company$222M1.4%8+10%
Bank of Abbeville & Trust Company$214M1.4%3+22%
JD Bank$212M1.3%5+65%
Catalyst Bank$201M1.3%6+13%
The Evangeline Bank and Trust Company$191M1.2%3+100%
Bank of Sunset and Trust Company$169M1.1%4+5%
Farmers State Bank & Trust Co.$160M1.0%5+22%
Vermilion Bank & Trust Company$126M0.8%3-9%
First Guaranty Bank$114M0.7%1-31%
The Bank$100M0.6%3+101%
Bank of Erath$90M0.6%3-10%
The Huntington National Bank$60M0.4%2+16%
Bank of Gueydan$53M0.3%1-18%
Currency Bank$50M0.3%2no 2021 presence
Abbeville Building & Loan (A State-Chartered Savings Bank)$47M0.3%1+10%
CLB The Community Bank$40M0.3%2+135%
Rayne Building and Loan Association$36M0.2%1-19%
BankPlus$35M0.2%1-29%
Red River Bank$35M0.2%1no 2021 presence
Fidelity Bank$33M0.2%1no 2021 presence
Basile State Bank$32M0.2%2-51%
M C Bank & Trust Company$28M0.2%2-16%
Cottonport Bank$26M0.2%1+875%
United Mississippi Bank$21M0.1%1no 2021 presence
South Louisiana Bank$12M0.1%1no 2021 presence
Woodforest National Bank$9M0.1%3+22%

The 43 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Lafayette ParishLouisiana$16.0B257,94961.1%57.4%
Iberia ParishLouisiana$3.1B66,84611.8%11.1%
St. Landry ParishLouisiana$2.4B80,7659.3%11.3%
Acadia ParishLouisiana$1.6B57,0326.1%7.7%
Vermilion ParishLouisiana$1.5B57,6715.9%6.9%
St. Martin ParishLouisiana$1.5B51,1065.8%5.5%

Recruiting in the Lafayette-New Iberia-Opelousas market

No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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