Market Intelligence

Lafayette-New Iberia-Opelousas, LA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Lafayette-New Iberia-Opelousas, LA

Lafayette-New Iberia-Opelousas, LA, a Combined Statistical Area, holds $15.4 billion in deposits across 42 insured institutions and 197 branches, ranking #108 of 293 U.S. markets by economic output. First Horizon Bank is the largest deposit holder at 17.1% share. The top three institutions hold 41.9% of deposits, which places the market in the fragmented band.

Economic scale
2024 Real GDP
$26.1B
#108 of 293
Population
571K
#98 of 293
GDP per Capita
$45,735
#228 of 293
Deposit market
Total Deposits
$15.3B
#95 of 293
Deposits per Capita
$26,778
#149 of 293
Deposits per Branch
$78M
#248 of 293
Competitive structure
Insured Institutions
42
#53 of 293
Branches per 100k Pop.
34.5
#50 of 293
Median Deposits per Institution
$186M
The median deposits booked by a single institution in the market. #170 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
60.9%
of market deposits held by banks with $100M to $50B in assets. #134 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
41.9%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +0.6% over 5 years
$15.3B
2020
$15.5B
2021
$15.6B
2022
$14.7B
2023
$14.8B
2024
$15.4B
2025

Branches: 201 in 2020 to 197 in 2025. Institutions: 38 to 42. Top-three share: 47.3% to 41.9%. Deposits per branch: $78M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
First Horizon Bank$2.6B17.1%15-26%
JPMorgan Chase Bank$2.2B14.5%15+13%
Hancock Whitney Bank$1.6B10.3%12-8%
Home Bank$1.5B9.8%15+9%
Community First Bank$0.7B4.2%9+56%
Rayne State Bank & Trust Company$0.5B3.2%7+22%
Capital One$0.5B3.1%4-58%
b1BANK$0.5B3.0%6-2%
Gulf Coast Bank$0.4B2.8%9+6%
First National Bank of Louisiana$0.4B2.7%2+32%
Regions Bank$398M2.6%4-1%
Farmers-Merchants Bank & Trust Company$328M2.1%6+4%
Bank of Commerce & Trust Co.$322M2.1%5+8%
The First National Bank of Jeanerette$301M2.0%6+94%
Investar Bank$299M1.9%2+50%
St. Landry Bank and Trust Company$274M1.8%7-12%
Washington State Bank$271M1.8%7+33%
American Bank & Trust Company$208M1.4%8+16%
Bank of Abbeville & Trust Company$193M1.3%3+20%
First Guaranty Bank$191M1.2%1+25%
Catalyst Bank$188M1.2%6+18%
JD Bank$184M1.2%5+92%
The Evangeline Bank and Trust Company$175M1.1%3+139%
Bank of Sunset and Trust Company$174M1.1%4+21%
Farmers State Bank & Trust Co.$154M1.0%5+25%
Vermilion Bank & Trust Company$128M0.8%3+15%
The Bank$94M0.6%3+265%
Bank of Erath$91M0.6%30%
Basile State Bank$73M0.5%3+198%
Cadence Bank$68M0.4%2+38%
Bank of Gueydan$57M0.4%1-9%
Currency Bank$49M0.3%2no 2020 presence
Abbeville Building & Loan (A State-Chartered Savings Bank)$46M0.3%1+18%
Rayne Building and Loan Association$38M0.2%1-2%
CLB The Community Bank$34M0.2%2+353%
M C Bank & Trust Company$33M0.2%2+21%
BankPlus$33M0.2%1+10%
Red River Bank$25M0.2%1no 2020 presence
Cottonport Bank$24M0.2%1no 2020 presence
United Mississippi Bank$23M0.1%1no 2020 presence
South Louisiana Bank$9M0.1%1no 2020 presence
Woodforest National Bank$9M0.1%3+42%

The 42 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Lafayette ParishLouisiana$16.0B257,94961.1%56.7%
Iberia ParishLouisiana$3.1B66,84611.8%11.2%
St. Landry ParishLouisiana$2.4B80,7659.3%11.4%
Acadia ParishLouisiana$1.6B57,0326.1%7.8%
Vermilion ParishLouisiana$1.5B57,6715.9%7.3%
St. Martin ParishLouisiana$1.5B51,1065.8%5.5%

Recruiting in the Lafayette-New Iberia-Opelousas market

No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Louisiana

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.