Market Intelligence

Lafayette Parish, LA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Lafayette Parish, Louisiana, a core county of the Lafayette-New Iberia-Opelousas, LA market, holds $8.7B in deposits across 30 insured institutions and 88 branches. First Horizon Bank is the largest deposit holder at 25.3% share. The top three banks hold 60% of deposits, which places the county in the Concentrated band. Deposits have grown 1.0% since 2020 while the branch count rose by 3.5%. It produces $16.0B of output, ranking #253 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$16.0B
#253 of 1,523
Population
257,949
#285 of 1,523
GDP per Capita
$61,911
#313 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$8.7B
#223 of 1,523
Deposits per Capita
$33,734
#271 of 1,523
Deposits per Branch
$99M
#610 of 1,523
Competitive structure
Insured Institutions
30
#94 of 1,523
Branches per 100k Pop.
34.1
#349 of 1,523
Median Deposits per Institution
$49M
The median deposits booked by a single institution in the county. #1,416 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
73.5%
of county deposits held by banks with $100M to $100B in assets. #735 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
60%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+1.0% over 5 years
$8.6B
2020
$8.9B
2021
$9.0B
2022
$8.4B
2023
$8.3B
2024
$8.7B
2025

Branches: 85 in 2020 to 88 in 2025. Institutions: 24 to 30. Top-three share: 59% to 60%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First Horizon Bank$2.2B25.3%10-1%
JPMorgan Chase Bank$1.8B20.4%11+14%
Home Bank$1.2B13.9%10+11%
Hancock Whitney Bank$1.1B12.6%7-16%
Capital One$373M4.3%2-62%
Rayne State Bank & Trust Company$316M3.6%4+20%
Investar Bank$299M3.4%2+50%
First National Bank of Louisiana$225M2.6%1+42%
b1BANK$180M2.1%1+28%
Gulf Coast Bank$161M1.9%5+19%
Regions Bank$153M1.8%2+2%
Community First Bank$124M1.4%3+48%
Cadence Bank$68M0.8%2+38%
The Evangeline Bank and Trust Company$55M0.6%1no 2020 presence
Bank of Sunset and Trust Company$53M0.6%2-23%
Farmers State Bank & Trust Co.$44M0.5%2+33%
The First National Bank of Jeanerette$43M0.5%2no 2020 presence
Farmers-Merchants Bank & Trust Company$40M0.5%2-1%
CLB The Community Bank$34M0.4%2+353%
Catalyst Bank$34M0.4%2no 2020 presence
M C Bank & Trust Company$33M0.4%2+21%
BankPlus$33M0.4%1no 2020 presence
Red River Bank$25M0.3%1no 2020 presence
American Bank & Trust Company$25M0.3%2+10%
Cottonport Bank$24M0.3%1no 2020 presence
JD Bank$23M0.3%2+70%
Washington State Bank$22M0.2%1-9%
St. Landry Bank and Trust Company$16M0.2%3+8%
South Louisiana Bank$9M0.1%1no 2020 presence
Woodforest National Bank$3M<0.1%1+18%

The 30 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Lafayette-New Iberia-Opelousas market

Lafayette Parish is one of 6 counties that make up the Lafayette-New Iberia-Opelousas, LA market, a Combined Statistical Area (ranked #108 of 293 U.S. markets by economic output). It produces 61.1% of the market’s output and holds 56.7% of its deposits.

MeasureLafayette ParishShare of parent market
2024 GDP$16.0B61.1%
Deposits$8.7B56.7%
Population257,94945.1%

View the full Lafayette-New Iberia-Opelousas market profile →

Recruiting in Lafayette Parish

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lafayette Parish.

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