Stone County, Mississippi, a county in the Gulfport-Biloxi, MS market, holds $284M in deposits across 4 insured institutions and 6 branches. Bank of Wiggins is the largest deposit holder at 67.3% share. The top three institutions hold 94.9% of deposits, which places the county in the concentrated band. Deposits have grown 20.9% since 2020. It produces $426M of output, ranking #1,390 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 6 in 2020 to 6 in 2025. Institutions: 4 to 4. Top-three share: 94.0% to 94.9%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Bank of Wiggins | $191M | 67.3% | +28% |
| Renasant Bank | $61M | 21.4% | no 2020 presence |
| The Peoples Bank, Biloxi, Mississippi | $18M | 6.2% | +1% |
| FNB Picayune Bank | $15M | 5.1% | +4% |
The 4 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Gulfport-Biloxi market
Stone County is one of 4 counties that make up the Gulfport-Biloxi, MS market, a Metropolitan Statistical Area (ranked #130 of 293 U.S. markets by economic output). It produces 2.0% of the market’s output and holds 3.4% of its deposits.
| Measure | Stone County | Share of Gulfport-Biloxi market |
|---|---|---|
| 2024 GDP | $426M | 2.0% |
| Deposits | $284M | 3.4% |
| Population | 19,654 | 4.6% |
View the full Gulfport-Biloxi market profile →
Recruiting in Stone County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Stone County, on a retained basis.
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