Market Intelligence

Jackson County, MS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Jackson County, Mississippi, a county in the Gulfport-Biloxi, MS market, holds $2.5B in deposits across 12 insured institutions and 36 branches. Hancock Whitney Bank is the largest deposit holder at 30.6% share. The top three banks hold 60% of deposits, which places the county in the Concentrated band. Deposits have grown 20.4% since 2020 while the branch count fell by 12.2%. It produces $8.8B of output, ranking #401 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$8.8B
#401 of 1,523
Population
147,666
#467 of 1,523
GDP per Capita
$59,637
#359 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$2.5B
#570 of 1,523
Deposits per Capita
$17,207
#1,054 of 1,523
Deposits per Branch
$71M
#1,065 of 1,523
Competitive structure
Insured Institutions
12
#525 of 1,523
Branches per 100k Pop.
24.4
#750 of 1,523
Median Deposits per Institution
$135M
The median deposits booked by a single institution in the county. #603 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
90.2%
of county deposits held by banks with $100M to $100B in assets. #377 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
60%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+20.4% over 5 years
$2.1B
2020
$2.3B
2021
$2.5B
2022
$2.3B
2023
$2.4B
2024
$2.5B
2025

Branches: 41 in 2020 to 36 in 2025. Institutions: 12 to 12. Top-three share: 65% to 60%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Hancock Whitney Bank$778M30.6%5+12%
Merchants & Marine Bank$402M15.8%9-11%
Renasant Bank$333M13.1%2no 2020 presence
First Federal Savings and Loan Association$247M9.7%6+21%
Community Bank of Mississippi$200M7.9%2+48%
Wells Fargo Bank$150M5.9%2+38%
The Peoples Bank, Biloxi, Mississippi$121M4.8%2+348%
Cadence Bank$114M4.5%1+62%
Regions Bank$99M3.9%2+20%
Century Bank$50M2.0%1+9%
The Citizens Bank of Philadelphia, Mississippi$47M1.8%3-35%
Woodforest National Bank$2M0.1%1-34%

The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Gulfport-Biloxi market

Jackson County is one of 4 counties that make up the Gulfport-Biloxi, MS market, a Metropolitan Statistical Area (ranked #130 of 293 U.S. markets by economic output). It produces 41.9% of the market’s output and holds 30.0% of its deposits.

MeasureJackson CountyShare of parent market
2024 GDP$8.8B41.9%
Deposits$2.5B30.0%
Population147,66634.2%

View the full Gulfport-Biloxi market profile →

Recruiting in Jackson County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jackson County.

See how we help banks recruit commercial banking talent