Market Intelligence

Jackson County, MS

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Jackson County, Mississippi, a county in the Gulfport-Biloxi, MS market, holds $2.5B in deposits across 12 insured institutions and 36 branches. Hancock Whitney Bank is the largest deposit holder at 30.6% share. The top three institutions hold 59.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 20.4% since 2020 while the branch count fell by 5. It produces $8.8B of output, ranking #401 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$8.8B
#401 of 1,523
Total Deposits
$2.5B
#570 of 1,523
Population
147,666
#467 of 1,523
GDP per Capita
$59,637
#359 of 1,523
Insured Institutions
12
#525 of 1,523
Deposits per Branch
$71M
#1,065 of 1,523
Deposits per Capita
$17,207
#1,054 of 1,523
Branches per 100k Pop.
24.4
#750 of 1,523
Median Institution Size
$135M
Median deposits of the institutions operating in the county. #603 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
85.7%
of market deposits held by banks with $100M to $50B in assets. #403 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
59.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+20.4% over 5 years
$2.1B
2020
$2.3B
2021
$2.5B
2022
$2.3B
2023
$2.4B
2024
$2.5B
2025

Branches: 41 in 2020 to 36 in 2025. Institutions: 12 to 12. Top-three share: 64.6% to 59.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Hancock Whitney Bank$778M30.6%5+12%
Merchants & Marine Bank$402M15.8%9-11%
Renasant Bank$333M13.1%2no 2020 presence
First Federal Savings and Loan Association$247M9.7%6+21%
Community Bank of Mississippi$200M7.8%2+48%
Wells Fargo Bank, National Association$150M5.9%2+38%
The Peoples Bank, Biloxi, Mississippi$121M4.8%2+348%
Cadence Bank$114M4.5%1+62%
Regions Bank$99M3.9%2+20%
Century Bank$50M1.9%1+9%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Gulfport-Biloxi market

Jackson County is one of 4 counties that make up the Gulfport-Biloxi, MS market, a Metropolitan Statistical Area (ranked #130 of 293 U.S. markets by economic output). It produces 41.9% of the market’s output and holds 30.0% of its deposits.

MeasureJackson CountyShare of Gulfport-Biloxi market
2024 GDP$8.8B41.9%
Deposits$2.5B30.0%
Population147,66634.2%

View the full Gulfport-Biloxi market profile →

Recruiting in Jackson County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jackson County, on a retained basis.

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