Market Intelligence

Hancock County, MS

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Hancock County, Mississippi, a core county of the Gulfport-Biloxi, MS market, holds $776M in deposits across 7 insured institutions and 12 branches. Hancock Whitney Bank is the largest deposit holder at 48.6% share. The top three institutions hold 90.3% of deposits, which places the county in the concentrated band. Deposits have grown 17.8% since 2020 while the branch count fell by 1. It produces $1.8B of output, ranking #969 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.8B
#969 of 1,523
Total Deposits
$776M
#1,044 of 1,523
Population
46,873
#950 of 1,523
GDP per Capita
$38,930
#933 of 1,523
Insured Institutions
7
#958 of 1,523
Deposits per Branch
$65M
#1,168 of 1,523
Deposits per Capita
$16,551
#1,093 of 1,523
Branches per 100k Pop.
25.6
#683 of 1,523
Median Institution Size
$53M
Median deposits of the institutions operating in the county. #1,378 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
93.1%
of market deposits held by banks with $100M to $50B in assets. #277 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
90.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+17.8% over 5 years
$659M
2020
$734M
2021
$785M
2022
$783M
2023
$753M
2024
$776M
2025

Branches: 13 in 2020 to 12 in 2025. Institutions: 5 to 7. Top-three share: 92.7% to 90.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Hancock Whitney Bank$377M48.6%3-14%
Renasant Bank$246M31.7%2no 2020 presence
The Peoples Bank, Biloxi, Mississippi$77M10.0%3+45%
Regions Bank$53M6.9%1+17%
Community Bank of Mississippi$15M1.9%1no 2020 presence
FNB Picayune Bank$4M0.5%1no 2020 presence
Woodforest National Bank$3M0.4%1+27%

The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Gulfport-Biloxi market

Hancock County is one of 4 counties that make up the Gulfport-Biloxi, MS market, a Metropolitan Statistical Area (ranked #130 of 293 U.S. markets by economic output). It produces 8.7% of the market’s output and holds 9.2% of its deposits.

MeasureHancock CountyShare of Gulfport-Biloxi market
2024 GDP$1.8B8.7%
Deposits$776M9.2%
Population46,87310.9%

View the full Gulfport-Biloxi market profile →

Recruiting in Hancock County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hancock County, on a retained basis.

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