Market Intelligence

Tehama County, CA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Tehama County, California, a core county of the Redding-Red Bluff, CA market, holds $1.0B in deposits across 8 insured institutions and 13 branches. U.S. Bank is the largest deposit holder at 19.1% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have fallen 12.4% since 2021 while the branch count fell by 7.1%. It produced $2.2B of real gross domestic product in 2024, ranking #904 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.2B
#904 of 1,523
Population
64,665
#807 of 1,523
GDP per Capita
$33,641
#1,104 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$1.0B
#943 of 1,523
Deposits per Capita
$15,468
#1,180 of 1,523
Deposits per Branch
$77M
#985 of 1,523
Competitive structure
Insured Institutions
8
#912 of 1,523
Branches per 100k Pop.
20.1
#998 of 1,523
Median Deposits per Institution
$140M
The median deposits booked by a single institution in the county. #603 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
55.0%
of county deposits held by banks with $100M to $100B in assets. #1,000 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
53%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-12.4% over 5 years
$1.1B
2021
$1.1B
2022
$1.0B
2023
$1.0B
2024
$1.0B
2025
$1.0B
2026

Branches: 14 in 2021 to 13 in 2026. Institutions: 10 to 8. Top-three share: 46% to 53%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
U.S. Bank$191M19.1%2+30%
Wells Fargo Bank$176M17.6%1+8%
Columbia Bank$161M16.1%3-16%
Banner Bank$140M14.0%2+5%
Plumas Bank$139M13.9%1-28%
JPMorgan Chase Bank$83M8.3%1+103%
Mechanics Bank$67M6.7%2-28%
Tri Counties Bank$42M4.2%1+2%

The 8 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Redding-Red Bluff market

Tehama County is one of 2 counties that make up the Redding-Red Bluff, CA market, a Combined Statistical Area (ranked #183 of 293 U.S. markets by economic output). It produces 19.1% of the market’s output and holds 18.2% of its deposits.

MeasureTehama CountyShare of parent market
2024 GDP$2.2B19.1%
Deposits$1.0B18.2%
Population64,66526.3%

View the full Redding-Red Bluff market profile →

Recruiting in Tehama County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tehama County.

See how we help banks recruit commercial banking talent