Market Intelligence

Vanderburgh County, IN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Vanderburgh County, Indiana, a core county of the Evansville-Henderson, IN-KY market, holds $11.6B in deposits across 13 insured institutions and 48 branches. Old National Bank is the largest deposit holder at 43.1% share. The top three institutions hold 88.7% of deposits, which places the county in the concentrated band. Deposits have grown 101.2% since 2020 while the branch count fell by 1. It produces $12.2B of output, ranking #318 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$12.2B
#318 of 1,523
Total Deposits
$11.6B
#185 of 1,523
Population
181,995
#383 of 1,523
GDP per Capita
$66,796
#236 of 1,523
Insured Institutions
13
#496 of 1,523
Deposits per Branch
$241M
#70 of 1,523
Deposits per Capita
$63,667
#54 of 1,523
Branches per 100k Pop.
26.4
#641 of 1,523
Median Institution Size
$77M
Median deposits of the institutions operating in the county. #1,114 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
43.7%
of market deposits held by banks with $100M to $50B in assets. #1,064 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
88.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+101.2% over 5 years
$5.8B
2020
$6.0B
2021
$8.1B
2022
$9.9B
2023
$10.4B
2024
$11.6B
2025

Branches: 49 in 2020 to 48 in 2025. Institutions: 13 to 13. Top-three share: 85.5% to 88.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Old National Bank$5.0B43.1%12+97%
United Fidelity Bank, fsb$3.8B32.7%5+1,339%
Fifth Third Bank, National Association$1.5B12.9%7-21%
German American Bank$466M4.0%6-7%
First Federal Savings Bank$385M3.3%5+88%
Banterra Bank$244M2.1%3+48%
The First National Bank of Carmi$77M0.7%2+37%
Regions Bank$35M0.3%10%
First Financial Bank, National Association$26M0.2%1+29%
Legence Bank$25M0.2%1-27%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Evansville-Henderson market

Vanderburgh County is one of 5 counties that make up the Evansville-Henderson, IN-KY market, a Combined Statistical Area (ranked #125 of 293 U.S. markets by economic output). It produces 55.0% of the market’s output and holds 79.4% of its deposits.

MeasureVanderburgh CountyShare of Evansville-Henderson market
2024 GDP$12.2B55.0%
Deposits$11.6B79.4%
Population181,99555.0%

View the full Evansville-Henderson market profile →

Recruiting in Vanderburgh County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Vanderburgh County, on a retained basis.

Start a confidential conversation