Market Intelligence

Victoria County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Victoria County, Texas, a core county of the Victoria-Port Lavaca, TX market, holds $2.4B in deposits across 11 insured institutions and 21 branches. Prosperity Bank is the largest deposit holder at 57.2% share. The top three banks hold 84% of deposits, which places the county in the Concentrated band. Deposits have fallen 2.8% since 2021 while the branch count fell by 8.7%. It produced $5.0B of real gross domestic product in 2024, ranking #595 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$5.0B
#595 of 1,523
Population
92,656
#651 of 1,523
GDP per Capita
$53,905
#484 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$2.4B
#588 of 1,523
Deposits per Capita
$26,162
#582 of 1,523
Deposits per Branch
$115M
#439 of 1,523
Competitive structure
Insured Institutions
11
#632 of 1,523
Branches per 100k Pop.
22.7
#841 of 1,523
Median Deposits per Institution
$41M
The median deposits booked by a single institution in the county. #1,467 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
79.3%
of county deposits held by banks with $100M to $100B in assets. #594 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
84%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-2.8% over 5 years
$2.5B
2021
$2.4B
2022
$2.4B
2023
$2.4B
2024
$2.4B
2025
$2.4B
2026

Branches: 23 in 2021 to 21 in 2026. Institutions: 13 to 11. Top-three share: 85% to 84%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Prosperity Bank$1.4B57.2%6-4%
Wells Fargo Bank$501M20.7%2-17%
Frost Bank$154M6.4%1+131%
NewFirst National Bank$124M5.1%1-12%
TrustTexas Bank, SSB$112M4.6%2+27%
The First State Bank$41M1.7%1+2%
First National Bank in Port Lavaca$28M1.2%1+11%
Crossroads Bank$27M1.1%1+25%
International Bank of Commerce$20M0.8%1+4%
First Community Bank$16M0.7%1+15%
First National Bank Texas$13M0.5%4+8%

The 11 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Victoria-Port Lavaca market

Victoria County is one of 3 counties that make up the Victoria-Port Lavaca, TX market, a Combined Statistical Area (ranked #201 of 293 U.S. markets by economic output). It produces 52.7% of the market’s output and holds 78.2% of its deposits.

MeasureVictoria CountyShare of parent market
2024 GDP$5.0B52.7%
Deposits$2.4B78.2%
Population92,65677.6%

View the full Victoria-Port Lavaca market profile →

Recruiting in Victoria County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Victoria County.

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