Victoria County, Texas, a core county of the Victoria-Port Lavaca, TX market, holds $2.4B in deposits across 12 insured institutions and 22 branches. Prosperity Bank is the largest deposit holder at 53.1% share. The top three institutions hold 80.3% of deposits, which places the county in the concentrated band. Deposits have fallen 0.3% since 2020 while the branch count fell by 1. It produces $5.0B of output, ranking #595 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 23 in 2020 to 22 in 2025. Institutions: 13 to 12. Top-three share: 87.1% to 80.3%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Prosperity Bank | $1.3B | 53.1% | -3% |
| Wells Fargo Bank, National Association | $480M | 20.3% | -25% |
| Frost Bank | $163M | 6.9% | +432% |
| NewFirst National Bank | $112M | 4.7% | -18% |
| American Bank, National Association | $107M | 4.5% | +150% |
| TrustTexas Bank, SSB | $105M | 4.5% | +28% |
| The First State Bank | $38M | 1.6% | -3% |
| First National Bank in Port Lavaca | $30M | 1.2% | +35% |
| Crossroads Bank | $25M | 1.1% | +12% |
| International Bank of Commerce | $20M | 0.8% | 0% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Victoria-Port Lavaca market
Victoria County is one of 3 counties that make up the Victoria-Port Lavaca, TX market, a Combined Statistical Area (ranked #201 of 293 U.S. markets by economic output). It produces 52.7% of the market’s output and holds 77.6% of its deposits.
| Measure | Victoria County | Share of Victoria-Port Lavaca market |
|---|---|---|
| 2024 GDP | $5.0B | 52.7% |
| Deposits | $2.4B | 77.6% |
| Population | 92,656 | 77.6% |
See the Victoria-Port Lavaca market in Market Intelligence →
Recruiting in Victoria County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Victoria County, on a retained basis.
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