Windham County, Vermont, a core county of the Keene-Brattleboro, NH-VT market, holds $1.1B in deposits across 6 insured institutions and 15 branches. Manufacturers and Traders Trust Company is the largest deposit holder at 34.1% share. The top three institutions hold 80.9% of deposits, which places the county in the concentrated band. Deposits have fallen 24.7% since 2020 while the branch count fell by 1. It produces $2.4B of output, ranking #857 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 16 in 2020 to 15 in 2025. Institutions: 6 to 6. Top-three share: 84.4% to 80.9%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Manufacturers and Traders Trust Company | $361M | 34.1% | -28% |
| TD Bank, National Association | $253M | 24.0% | -46% |
| The Brattleboro Savings and Loan Association | $241M | 22.8% | +13% |
| Citizens Bank, National Association | $108M | 10.2% | -23% |
| Community Bank, National Association | $72M | 6.8% | +40% |
| KeyBank National Association | $22M | 2.1% | -24% |
The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Keene-Brattleboro market
Windham County is one of 2 counties that make up the Keene-Brattleboro, NH-VT market, a Combined Statistical Area (ranked #250 of 293 U.S. markets by economic output). It produces 37.0% of the market’s output and holds 33.9% of its deposits.
| Measure | Windham County | Share of Keene-Brattleboro market |
|---|---|---|
| 2024 GDP | $2.4B | 37.0% |
| Deposits | $1.1B | 33.9% |
| Population | 45,204 | 36.6% |
See the Keene-Brattleboro market in Market Intelligence →
Recruiting in Windham County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Windham County, on a retained basis.
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