Community Bank holds $13.9B in deposits across 61 counties in 15 ranked markets and 4 states. Its deposit footprint is broadly distributed: the top three counties (Clinton County, Cattaraugus County, St. Lawrence County) hold 17% of its deposits, and New York accounts for 78% of the total. It ranks among the three largest institutions in 25 of the 61 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Clinton County, NY | $857M | 6.2% | 39.3% | 3 |
| 2. | Cattaraugus County, NY | $850M | 6.1% | 54.4% | 8 |
| 3. | St. Lawrence County, NY | $655M | 4.7% | 40.3% | 9 |
| 4. | Jefferson County, NY | $607M | 4.4% | 29.1% | 7 |
| 5. | Chittenden County, VT | $595M | 4.3% | 8.4% | 9 |
| 6. | Luzerne County, PA | $592M | 4.3% | 7.4% | 9 |
| 7. | Chautauqua County, NY | $561M | 4.0% | 25.3% | 9 |
| 8. | Allegany County, NY | $547M | 3.9% | 82.8% | 8 |
| 9. | Franklin County, NY | $535M | 3.9% | 72.7% | 7 |
| 10. | Onondaga County, NY | $530M | 3.8% | 4.2% | 6 |
| 11. | Lackawanna County, PA | $513M | 3.7% | 6.8% | 9 |
| 12. | Madison County, NY | $509M | 3.7% | 40.7% | 6 |
| 13. | Steuben County, NY | $495M | 3.6% | 33.2% | 7 |
| 14. | Otsego County, NY | $425M | 3.1% | 31.6% | 5 |
| 15. | Oneida County, NY | $387M | 2.8% | 8.1% | 6 |
| 16. | Ontario County, NY | $340M | 2.4% | 9.7% | 5 |
| 17. | Oswego County, NY | $302M | 2.2% | 17.4% | 4 |
| 18. | Livingston County, NY | $296M | 2.1% | 25.2% | 4 |
| 19. | Chemung County, NY | $296M | 2.1% | 20.7% | 5 |
| 20. | Lewis County, NY | $286M | 2.1% | 73.7% | 4 |
| 21. | Columbia County, NY | $265M | 1.9% | 18.4% | 3 |
| 22. | Erie County, NY | $254M | 1.8% | 0.4% | 5 |
| 23. | Wyoming County, PA | $205M | 1.5% | 26.5% | 3 |
| 24. | Wayne County, NY | $189M | 1.4% | 14.7% | 2 |
| 25. | Seneca County, NY | $160M | 1.2% | 22.3% | 3 |
| 26. | Delaware County, NY | $148M | 1.1% | 12.0% | 3 |
| 27. | Rutland County, VT | $142M | 1.0% | 12.0% | 3 |
| 28. | Montgomery County, NY | $122M | 0.9% | 11.7% | 2 |
| 29. | Essex County, NY | $119M | 0.9% | 12.8% | 3 |
| 30. | Bennington County, VT | $116M | 0.8% | 10.2% | 2 |
| 31. | Tompkins County, NY | $115M | 0.8% | 4.1% | 4 |
| 32. | Albany County, NY | $109M | 0.8% | 0.6% | 5 |
| 33. | Yates County, NY | $106M | 0.8% | 18.0% | 2 |
| 34. | Washington County, VT | $103M | 0.7% | 5.6% | 2 |
| 35. | Cayuga County, NY | $98M | 0.7% | 6.0% | 2 |
| 36. | Caledonia County, VT | $92M | 0.7% | 10.4% | 2 |
| 37. | Rensselaer County, NY | $88M | 0.6% | 3.2% | 1 |
| 38. | Fulton County, NY | $82M | 0.6% | 8.0% | 1 |
| 39. | Orange County, VT | $81M | 0.6% | 15.6% | 1 |
| 40. | Hamilton County, NY | $77M | 0.6% | 63.8% | 2 |
| 41. | Schuyler County, NY | $77M | 0.6% | 26.0% | 1 |
| 42. | Windham County, VT | $72M | 0.5% | 6.8% | 2 |
| 43. | Addison County, VT | $72M | 0.5% | 8.6% | 2 |
| 44. | Carbon County, PA | $72M | 0.5% | 6.4% | 2 |
| 45. | Susquehanna County, PA | $71M | 0.5% | 5.1% | 1 |
| 46. | Herkimer County, NY | $70M | 0.5% | 8.7% | 1 |
| 47. | Franklin County, VT | $64M | 0.5% | 7.4% | 2 |
| 48. | Hampden County, MA | $61M | 0.4% | 0.4% | 1 |
| 49. | Bradford County, PA | $51M | 0.4% | 3.3% | 1 |
| 50. | Grand Isle County, VT | $51M | 0.4% | 100.0% | 1 |
| 51. | Warren County, NY | $49M | 0.4% | 1.4% | 1 |
| 52. | Windsor County, VT | $47M | 0.3% | 3.2% | 2 |
| 53. | Tioga County, NY | $47M | 0.3% | 8.6% | 1 |
| 54. | Ulster County, NY | $40M | 0.3% | 0.8% | 1 |
| 55. | Washington County, NY | $38M | 0.3% | 4.1% | 1 |
| 56. | Monroe County, NY | $35M | 0.3% | 0.2% | 1 |
| 57. | Lamoille County, VT | $29M | 0.2% | 3.0% | 1 |
| 58. | Broome County, NY | $27M | 0.2% | 0.8% | 1 |
| 59. | Wyoming County, NY | $27M | 0.2% | 1.2% | 1 |
| 60. | Schoharie County, NY | $27M | 0.2% | 4.2% | 1 |
| 61. | Chenango County, NY | $24M | 0.2% | 2.2% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.