Market Intelligence

Oklahoma City-Shawnee, OK

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Oklahoma City-Shawnee, OK

Oklahoma City-Shawnee, OK, a Combined Statistical Area, holds $62.7 billion in deposits across 72 insured institutions and 405 branches, and ranks #45 of 293 U.S. markets by economic output. MidFirst Bank is the largest deposit holder at 23.0% share. The top three banks hold 44% of deposits, which places the market in the Fragmented band. Deposits have grown 21.3% since 2021 while the branch count fell by 2.2%.

Economic scale
2024 Real GDP
$83.8B
#45 of 293
Population
1.59M
#42 of 293
GDP per Capita
$52,795
#154 of 293
Deposit market
Deposits (SOD, 6/30/26)
$62.7B
#41 of 293
Deposits per Capita
$39,471
#55 of 293
Deposits per Branch
$155M
#64 of 293
Competitive structure
Insured Institutions
72
#19 of 293
Branches per 100k Pop.
25.5
#128 of 293
Median Deposits per Institution
$306M
The median deposits booked by a single institution in the market. #86 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
81.9%
of market deposits held by banks with $100M to $100B in assets. #56 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
44%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) +21.3% over 5 years
$51.7B
2021
$53.3B
2022
$54.9B
2023
$58.1B
2024
$58.6B
2025
$62.7B
2026

Branches: 414 in 2021 to 405 in 2026. Institutions: 73 to 72. Top-three share: 45% to 44%. Average deposits per branch: $155M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
MidFirst Bank$14.4B23.0%33+13%
BOKF$7.5B11.9%15+61%
JPMorgan Chase Bank$5.7B9.1%17+1%
BancFirst$5.6B8.9%49+26%
Bank of America$5.0B8.0%9+20%
Arvest Bank$1.9B3.0%22+3%
First Fidelity Bank$1.7B2.8%19+28%
First United Bank and Trust Company$1.4B2.3%13+29%
Sovereign Bank$1.0B1.6%4+128%
The First National Bank and Trust Co., Chickasha, Oklahoma$897M1.4%9+29%
Bank 7$796M1.3%2+36%
Quail Creek Bank$756M1.2%10%
InterBank$723M1.2%10+1%
First Liberty Bank$719M1.1%2+53%
Kirkpatrick Bank$705M1.1%4+34%
Armstrong Bank$646M1.0%6-5%
Prism Bank$640M1.0%1+258%
Prosperity Bank$601M1.0%9-14%
Valliance Bank$585M0.9%3+54%
International Bank of Commerce$569M0.9%18-7%
F&M Bank$549M0.9%8+39%
Equity Bank$469M0.7%2+13%
First National Bank of Oklahoma$467M0.7%2+41%
Frontier State Bank$458M0.7%1+17%
Busey Bank$456M0.7%2+27%
FNB Community Bank$430M0.7%7-13%
Great Plains National Bank$425M0.7%7+142%
Chickasaw Community Bank$388M0.6%1+31%
The Citizens Bank of Edmond$388M0.6%2+25%
Watermark Bank$387M0.6%1+123%
Intrust Bank$364M0.6%6+14%
Regent Bank$357M0.6%2+108%
Simmons Bank$342M0.5%6-41%
Liberty National Bank$329M0.5%3+62%
All America Bank$328M0.5%2+34%
First-Citizens Bank & Trust Company$308M0.5%2+79%
RCB Bank$303M0.5%9-1%
Legacy Bank$285M0.5%4+21%
Sooner State Bank$284M0.5%6+4%
First Bethany Bank & Trust$273M0.4%3+33%
McClain Bank$266M0.4%4+16%
Valor Bank$262M0.4%1+72%
The Bankers Bank$243M0.4%1+51%
YNB$233M0.4%5+12%
Vision Bank$215M0.3%4+21%
Fidelity Bank$213M0.3%4-11%
First Security Bank and Trust Company$181M0.3%1+222%
First Enterprise Bank$168M0.3%6-6%
Gateway First Bank$156M0.2%1no 2021 presence
First Bank & Trust Co.$140M0.2%5+4%
UMB Bank$119M0.2%2-30%
Great Nations Bank$100M0.2%2+52%
Mabrey Bank$97M0.2%1+114%
BMO Bank$92M0.1%7-26%
CoreBank$79M0.1%1no 2021 presence
AllNations Bank$77M0.1%2+77%
Commerce Bank$70M0.1%1-63%
Community Bank of Oklahoma$59M0.1%3-46%
First State Bank$57M0.1%1+8%
The City National Bank and Trust Company of Lawton, Oklahoma$53M0.1%16+2%
The Farmers Bank$50M0.1%1+98%
The Central Trust Bank$50M0.1%3+74%
Frazer Bank$43M0.1%1+135%
Stride Bank$35M0.1%1+908%
Peoples Bank and Trust Company$31M<0.1%1+26%
Bank of Commerce$30M<0.1%1-6%
The Payne County Bank$24M<0.1%1+365%
Security State Bank of Oklahoma$22M<0.1%1+11%
First National Bank and Trust Company of Ardmore$8M<0.1%2+60%
Shamrock Bank$7M<0.1%1+179%
The Bank of the West$6M<0.1%1+24%
The First National Bank in Marlow$5M<0.1%1no 2021 presence

The 72 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Oklahoma CountyOklahoma$57.6B822,12568.7%75.4%
Cleveland CountyOklahoma$9.7B303,97311.5%9.9%
Canadian CountyOklahoma$7.1B187,1898.4%4.8%
Grady CountyOklahoma$3.6B59,1284.3%2.3%
Pottawatomie CountyOklahoma$2.1B75,1022.6%3.0%
McClain CountyOklahoma$2.0B49,6472.3%1.4%
Logan CountyOklahoma$1.0B55,4731.2%1.9%
Lincoln CountyOklahoma$771M35,2780.9%1.3%

Recruiting in the Oklahoma City-Shawnee market

No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Oklahoma

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.