Market Intelligence

Oklahoma City-Shawnee, OK

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Oklahoma City-Shawnee, OK

Oklahoma City-Shawnee, OK, a Combined Statistical Area, holds $58.6 billion in deposits across 72 insured institutions and 409 branches, ranking #45 of 293 U.S. markets by economic output. MidFirst Bank is the largest deposit holder at 25.0% share. The top three institutions hold 46.1% of deposits, which places the market in the moderate band. Deposits have grown 34.0% since 2020 while the branch count fell by 3.1%.

Economic scale
2024 Real GDP
$83.8B
#45 of 293
Population
1.59M
#42 of 293
GDP per Capita
$52,795
#154 of 293
Deposit market
Total Deposits
$58.6B
#42 of 293
Deposits per Capita
$36,904
#63 of 293
Deposits per Branch
$143M
#69 of 293
Competitive structure
Insured Institutions
72
#19 of 293
Branches per 100k Pop.
25.8
#128 of 293
Median Deposits per Institution
$285M
The median deposits booked by a single institution in the market. #91 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
72.3%
of market deposits held by banks with $100M to $50B in assets. #86 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderate
46.1%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +34.0% over 5 years
$43.7B
2020
$51.7B
2021
$53.3B
2022
$54.9B
2023
$58.1B
2024
$58.6B
2025

Branches: 422 in 2020 to 409 in 2025. Institutions: 74 to 72. Top-three share: 40.9% to 46.1%. Deposits per branch: $143M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
MidFirst Bank$14.7B25.0%34+51%
BOKF$7.2B12.3%15+78%
BancFirst$5.2B8.8%49+33%
JPMorgan Chase Bank$4.4B7.4%16+6%
Bank of America$4.0B6.8%9+10%
Arvest Bank$1.8B3.1%22+22%
First Fidelity Bank$1.7B2.9%19+43%
First United Bank and Trust Company$1.3B2.3%13+50%
Sovereign Bank$0.9B1.6%4+316%
The First National Bank and Trust Co., Chickasha, Oklahoma$0.9B1.5%9+46%
Bank 7$775M1.3%2+60%
InterBank$769M1.3%10-2%
Quail Creek Bank$717M1.2%1+6%
First Liberty Bank$670M1.1%2+56%
Armstrong Bank$633M1.1%6+10%
Kirkpatrick Bank$600M1.0%4+19%
Prosperity Bank$571M1.0%9-16%
International Bank of Commerce$554M0.9%18+2%
NBC Oklahoma$516M0.9%2+32%
F&M Bank$515M0.9%8+51%
Valliance Bank$502M0.9%3+60%
Busey Bank$489M0.8%2no 2020 presence
Frontier State Bank$478M0.8%1+25%
Prism Bank$458M0.8%4+216%
First National Bank of Oklahoma$430M0.7%2+30%
FNB Community Bank$426M0.7%7-4%
Great Plains National Bank$403M0.7%7+156%
Simmons Bank$386M0.7%6-32%
Chickasaw Community Bank$383M0.7%1+81%
The Citizens Bank of Edmond$379M0.6%2+37%
Intrust Bank$369M0.6%7+21%
All America Bank$355M0.6%2+36%
Liberty National Bank$317M0.5%3+43%
RCB Bank$302M0.5%9+1%
First-Citizens Bank & Trust Company$299M0.5%2+91%
Watermark Bank$299M0.5%1+168%
Legacy Bank$272M0.5%4+35%
Valor Bank$253M0.4%1+140%
Sooner State Bank$252M0.4%6+4%
Regent Bank$252M0.4%2+66%
First Bethany Bank & Trust$251M0.4%3+37%
McClain Bank$242M0.4%4+7%
Ynb$221M0.4%5+9%
Fidelity Bank$211M0.4%4-17%
The Bankers Bank$205M0.3%1+26%
Vision Bank$194M0.3%4+27%
First Enterprise Bank$180M0.3%6+7%
First Security Bank and Trust Company$176M0.3%1+222%
Gateway First Bank$164M0.3%1no 2020 presence
First Bank & Trust Co.$137M0.2%5+179%
Great Nations Bank$106M0.2%2+58%
Mabrey Bank$99M0.2%1+279%
UMB Bank$97M0.2%2-48%
BMO Bank$94M0.2%7-21%
Commerce Bank$91M0.2%1-49%
AllNations Bank$68M0.1%2+62%
Community Bank of Oklahoma$63M0.1%3-2%
First State Bank$57M0.1%1+19%
The City National Bank and Trust Company of Lawton, Oklahoma$56M0.1%16+37%
Frazer Bank$47M0.1%1+544%
The Central Trust Bank$46M0.1%3no 2020 presence
Stride Bank$32M0.1%1+838%
Bank of Commerce$31M0.1%1+6%
The Farmers Bank$24M0.0%1-30%
Security State Bank of Oklahoma$22M0.0%1+18%
Peoples Bank and Trust Company$20M0.0%1-11%
The Payne County Bank$20M0.0%1no 2020 presence
First National Bank and Trust Company of Ardmore$12M0.0%2+87%
Shamrock Bank$6M0.0%1+234%
The Bank of the West$4M0.0%1-22%
The First National Bank in Marlow$3M0.0%1no 2020 presence
CoreBank$0M0.0%1no 2020 presence

The 72 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Oklahoma CountyOklahoma$57.6B822,12568.7%76.3%
Cleveland CountyOklahoma$9.7B303,97311.5%9.6%
Canadian CountyOklahoma$7.1B187,1898.4%4.8%
Grady CountyOklahoma$3.6B59,1284.3%2.4%
Pottawatomie CountyOklahoma$2.1B75,1022.6%3.1%
McClain CountyOklahoma$2.0B49,6472.3%1.5%
Logan CountyOklahoma$1.0B55,4731.2%1.1%
Lincoln CountyOklahoma$771M35,2780.9%1.3%

Recruiting in the Oklahoma City-Shawnee market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Oklahoma

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.