Market Intelligence

Allen County, OH

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Allen County, Ohio, a core county of the Lima-Van Wert-Celina, OH market, holds $2.4B in deposits across 11 insured institutions and 29 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 24.7% share. The top three banks hold 55% of deposits, which places the county in the Moderate band. Deposits have grown 9.1% since 2020 while the branch count fell by 3.3%. It produces $8.9B of output, ranking #395 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$8.9B
#395 of 1,523
Population
100,881
#610 of 1,523
GDP per Capita
$88,168
#87 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$2.4B
#586 of 1,523
Deposits per Capita
$23,797
#669 of 1,523
Deposits per Branch
$83M
#859 of 1,523
Competitive structure
Insured Institutions
11
#561 of 1,523
Branches per 100k Pop.
28.7
#532 of 1,523
Median Deposits per Institution
$183M
The median deposits booked by a single institution in the county. #376 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
52.0%
of county deposits held by banks with $100M to $100B in assets. #1,076 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
55%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.1% over 5 years
$2.2B
2020
$2.3B
2021
$2.4B
2022
$2.3B
2023
$2.4B
2024
$2.4B
2025

Branches: 30 in 2020 to 29 in 2025. Institutions: 11 to 11. Top-three share: 59% to 55%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$593M24.7%4-8%
The Citizens National Bank of Bluffton$412M17.2%6+16%
The Huntington National Bank$319M13.3%3+13%
WesBanco Bank, Inc.$317M13.2%4no 2020 presence
The Union Bank Company$264M11.0%3+7%
Fifth Third Bank$183M7.6%2+21%
First Financial Bank$99M4.1%1+63%
The First National Bank of Pandora$84M3.5%3+71%
The State Bank and Trust Company$70M2.9%1+20%
U.S. Bank$56M2.4%1+1%
Woodforest National Bank$3M0.1%1+4%

The 11 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Lima-Van Wert-Celina market

Allen County is one of 4 counties that make up the Lima-Van Wert-Celina, OH market, a Combined Statistical Area (ranked #150 of 293 U.S. markets by economic output). It produces 55.3% of the market’s output and holds 37.6% of its deposits.

MeasureAllen CountyShare of parent market
2024 GDP$8.9B55.3%
Deposits$2.4B37.6%
Population100,88146.2%

View the full Lima-Van Wert-Celina market profile →

Recruiting in Allen County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Allen County.

See how we help banks recruit commercial banking talent