Market Intelligence

Allen County, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Allen County, Ohio, a core county of the Lima-Van Wert-Celina, OH market, holds $2.4B in deposits across 11 insured institutions and 29 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 24.7% share. The top three institutions hold 55.2% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.1% since 2020 while the branch count fell by 1. It produces $8.9B of output, ranking #395 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$8.9B
#395 of 1,523
Total Deposits
$2.4B
#586 of 1,523
Population
100,881
#610 of 1,523
GDP per Capita
$88,168
#87 of 1,523
Insured Institutions
11
#561 of 1,523
Deposits per Branch
$83M
#859 of 1,523
Deposits per Capita
$23,797
#669 of 1,523
Branches per 100k Pop.
28.7
#532 of 1,523
Median Institution Size
$183M
Median deposits of the institutions operating in the county. #376 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
52.0%
of market deposits held by banks with $100M to $50B in assets. #956 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
55.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+9.1% over 5 years
$2.2B
2020
$2.3B
2021
$2.4B
2022
$2.3B
2023
$2.4B
2024
$2.4B
2025

Branches: 30 in 2020 to 29 in 2025. Institutions: 11 to 11. Top-three share: 58.7% to 55.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
JPMorgan Chase Bank, National Association$593M24.7%4-8%
The Citizens National Bank of Bluffton$412M17.2%6+16%
The Huntington National Bank$319M13.3%3+13%
WesBanco Bank, Inc.$317M13.2%4no 2020 presence
The Union Bank Company$264M11.0%3+7%
Fifth Third Bank, National Association$183M7.6%2+21%
First Financial Bank$99M4.1%1+63%
The First National Bank of Pandora$84M3.5%3+71%
The State Bank and Trust Company$70M2.9%1+20%
U.S. Bank National Association$56M2.4%1+1%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Lima-Van Wert-Celina market

Allen County is one of 4 counties that make up the Lima-Van Wert-Celina, OH market, a Combined Statistical Area (ranked #150 of 293 U.S. markets by economic output). It produces 55.3% of the market’s output and holds 37.6% of its deposits.

MeasureAllen CountyShare of Lima-Van Wert-Celina market
2024 GDP$8.9B55.3%
Deposits$2.4B37.6%
Population100,88146.2%

View the full Lima-Van Wert-Celina market profile →

Recruiting in Allen County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Allen County, on a retained basis.

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