Market Intelligence

Lima-Van Wert-Celina, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Lima-Van Wert-Celina, OH

Lima-Van Wert-Celina, OH holds $6.4 billion in deposits across 23 insured institutions and 70 branches, ranking #150 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 12.0% share. The top three institutions hold 35.7% of deposits, which places the market in the fragmented band. Deposits have grown 20% since 2020 while the branch count fell by 8.

$16.1B
2024 GDP
$6.4B
Deposits
23
Institutions
35.7%
Top-3 share

Deposit trend

Total market deposits, 2020 to 2025 +20.2% over 5 years
$5.3B
20
$5.7B
21
$6.0B
22
$5.9B
23
$6.2B
24
$6.4B
25

Branches: 78 in 2020 to 70 in 2025. Institutions: 23 to 23. Top-three share: 37.1% to 35.7%. Deposits per branch: $91M.

Leading institutions by deposits

InstitutionDepositsShare Branches5‑yr
JPMorgan Chase Bank0.8B12.0%6-8%
First Financial Bank0.8B12.0%6+30%
The Peoples Bank Co.0.8B11.7%7+46%
The Citizens National Bank of Bluffton0.6B9.9%8+15%
Minster Bank0.5B7.5%4+27%
The St. Henry Bank0.4B6.7%3+47%
The Huntington National Bank0.3B5.0%3+13%
WesBanco Bank, Inc.0.3B5.0%4new since 2020
First National Bank in New Bremen0.3B4.7%3+23%
Fifth Third Bank0.3B4.2%3+16%

The 10 largest of 23 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.

Counties in this market

CountyStateGDP PopulationShare of GDP Share of deposits
Allen CountyOhio$8,894M100,88155.3%37.6%
Mercer CountyOhio$3,102M42,73719.3%32.5%
Auglaize CountyOhio$2,782M45,90917.3%17.7%
Van Wert CountyOhio$1,305M29,0138.1%12.1%

Recruiting in Lima

No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.

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