Lima-Van Wert-Celina, OH holds $6.4 billion in deposits across 23 insured institutions and 70 branches, ranking #150 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 12.0% share. The top three institutions hold 35.7% of deposits, which places the market in the fragmented band. Deposits have grown 20% since 2020 while the branch count fell by 8.
Deposit trend
Branches: 78 in 2020 to 70 in 2025. Institutions: 23 to 23. Top-three share: 37.1% to 35.7%. Deposits per branch: $91M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| JPMorgan Chase Bank | 0.8B | 12.0% | -8% |
| First Financial Bank | 0.8B | 12.0% | +30% |
| The Peoples Bank Co. | 0.8B | 11.7% | +46% |
| The Citizens National Bank of Bluffton | 0.6B | 9.9% | +15% |
| Minster Bank | 0.5B | 7.5% | +27% |
| The St. Henry Bank | 0.4B | 6.7% | +47% |
| The Huntington National Bank | 0.3B | 5.0% | +13% |
| WesBanco Bank, Inc. | 0.3B | 5.0% | new since 2020 |
| First National Bank in New Bremen | 0.3B | 4.7% | +23% |
| Fifth Third Bank | 0.3B | 4.2% | +16% |
The 10 largest of 23 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Allen County | Ohio | $8,894M | 100,881 | 55.3% |
| Mercer County | Ohio | $3,102M | 42,737 | 19.3% |
| Auglaize County | Ohio | $2,782M | 45,909 | 17.3% |
| Van Wert County | Ohio | $1,305M | 29,013 | 8.1% |
Recruiting in Lima
No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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