Lima-Van Wert-Celina, OH, a Combined Statistical Area, holds $6.5 billion in deposits across 23 insured institutions and 71 branches, and ranks #150 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 11.9% share. The top three banks hold 35% of deposits, which places the market in the Fragmented band. Deposits have grown 14.2% since 2021 while the branch count fell by 5.3%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 75 in 2021 to 71 in 2026. Institutions: 23 to 23. Top-three share: 37% to 35%. Average deposits per branch: $92M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| JPMorgan Chase Bank | $773M | 11.9% | -14% |
| The Peoples Bank Co. | $739M | 11.4% | +27% |
| First Financial Bank | $737M | 11.3% | +19% |
| The Citizens National Bank of Bluffton | $678M | 10.4% | +14% |
| Minster Bank | $500M | 7.7% | +23% |
| The St. Henry Bank | $385M | 5.9% | +25% |
| The Huntington National Bank | $339M | 5.2% | +11% |
| WesBanco Bank, Inc. | $328M | 5.0% | -1% |
| First National Bank in New Bremen | $306M | 4.7% | +10% |
| Fifth Third Bank | $295M | 4.5% | +24% |
| The Union Bank Company | $260M | 4.0% | +8% |
| GreenWay Bank | $195M | 3.0% | +92% |
| First Federal Savings and Loan Association of Van Wert | $170M | 2.6% | +60% |
| The Park National Bank | $157M | 2.4% | +29% |
| U.S. Bank | $129M | 2.0% | +1% |
| Mercer Savings Bank | $117M | 1.8% | +10% |
| The First National Bank of Pandora | $96M | 1.5% | +70% |
| Flagstar Bank | $67M | 1.0% | +18% |
| Osgood Bank | $66M | 1.0% | +21% |
| The State Bank and Trust Company | $63M | 1.0% | +4% |
| First Bank of Berne | $52M | 0.8% | +5% |
| Home Savings Bank of Wapakoneta | $38M | 0.6% | +7% |
| Woodforest National Bank | $11M | 0.2% | +7% |
The 23 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Allen County | Ohio | $8.9B | 100,881 | 55.3% | 38.0% |
| Mercer County | Ohio | $3.1B | 42,737 | 19.3% | 31.3% |
| Auglaize County | Ohio | $2.8B | 45,909 | 17.3% | 18.1% |
| Van Wert County | Ohio | $1.3B | 29,013 | 8.1% | 12.6% |
Recruiting in the Lima-Van Wert-Celina market
No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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