Market Intelligence

Blount County, AL

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Blount County, Alabama, a county in the Birmingham-Cullman-Talladega, AL market, holds $1.0B in deposits across 8 insured institutions and 14 branches. The Hometown Bank of Alabama is the largest deposit holder at 42.9% share. The top three institutions hold 76.7% of deposits, which places the county in the concentrated band. Deposits have grown 39.2% since 2020. It produces $1.2B of output, ranking #1,148 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.2B
#1,148 of 1,523
Total Deposits
$1.0B
#928 of 1,523
Population
60,156
#838 of 1,523
GDP per Capita
$19,533
#1,476 of 1,523
Insured Institutions
8
#834 of 1,523
Deposits per Branch
$73M
#1,020 of 1,523
Deposits per Capita
$17,013
#1,067 of 1,523
Branches per 100k Pop.
23.3
#813 of 1,523
Median Institution Size
$85M
Median deposits of the institutions operating in the county. #1,032 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
71.4%
of market deposits held by banks with $100M to $50B in assets. #651 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
76.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+39.2% over 5 years
$735M
2020
$855M
2021
$903M
2022
$915M
2023
$966M
2024
$1.0B
2025

Branches: 14 in 2020 to 14 in 2025. Institutions: 8 to 8. Top-three share: 73.1% to 76.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Hometown Bank of Alabama$439M42.9%4+42%
Traditions Bank$188M18.3%1+135%
Cadence Bank$159M15.6%2+7%
Peoples Bank of Alabama$87M8.5%3+45%
Regions Bank$83M8.1%1+10%
PNC Bank, National Association$32M3.1%1-10%
Truist Bank$19M1.8%1+30%
Liberty Bank$17M1.7%1+35%

The 8 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Birmingham-Cullman-Talladega market

Blount County is one of 10 counties that make up the Birmingham-Cullman-Talladega, AL market, a Combined Statistical Area (ranked #50 of 293 U.S. markets by economic output). It produces 1.5% of the market’s output and holds 1.8% of its deposits.

MeasureBlount CountyShare of Birmingham-Cullman-Talladega market
2024 GDP$1.2B1.5%
Deposits$1.0B1.8%
Population60,1564.3%

View the full Birmingham-Cullman-Talladega market profile →

Recruiting in Blount County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Blount County, on a retained basis.

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