Market Intelligence

Blount County, AL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Blount County, Alabama, a county in the Birmingham-Cullman-Talladega, AL market, holds $1.0B in deposits across 8 insured institutions and 14 branches. The Hometown Bank of Alabama is the largest deposit holder at 44.4% share. The top three banks hold 76% of deposits, which places the county in the Concentrated band. Deposits have grown 20.0% since 2021. It produced $1.2B of real gross domestic product in 2024, ranking #1,148 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.2B
#1,148 of 1,523
Population
60,156
#838 of 1,523
GDP per Capita
$19,533
#1,476 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$1.0B
#931 of 1,523
Deposits per Capita
$17,046
#1,101 of 1,523
Deposits per Branch
$73M
#1,055 of 1,523
Competitive structure
Insured Institutions
8
#831 of 1,523
Branches per 100k Pop.
23.3
#809 of 1,523
Median Deposits per Institution
$87M
The median deposits booked by a single institution in the county. #1,040 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
74.3%
of county deposits held by banks with $100M to $100B in assets. #678 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
76%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+20.0% over 5 years
$855M
2021
$903M
2022
$915M
2023
$966M
2024
$1.0B
2025
$1.0B
2026

Branches: 14 in 2021 to 14 in 2026. Institutions: 8 to 8. Top-three share: 72% to 76%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
The Hometown Bank of Alabama$455M44.4%4+24%
Traditions Bank$194M19.0%1+98%
The Huntington National Bank$126M12.3%2-18%
Peoples Bank of Alabama$92M9.0%3+12%
Regions Bank$82M8.0%1-11%
PNC Bank$33M3.2%1-12%
Truist Bank$22M2.2%1+61%
Liberty Bank$20M2.0%1+67%

The 8 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Birmingham-Cullman-Talladega market

Blount County is one of 10 counties that make up the Birmingham-Cullman-Talladega, AL market, a Combined Statistical Area (ranked #50 of 293 U.S. markets by economic output). It produces 1.5% of the market’s output and holds 1.8% of its deposits.

MeasureBlount CountyShare of parent market
2024 GDP$1.2B1.5%
Deposits$1.0B1.8%
Population60,1564.3%

View the full Birmingham-Cullman-Talladega market profile →

Recruiting in Blount County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Blount County.

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