Jefferson County, AL

Jefferson County, Alabama, a core county of the Birmingham-Cullman-Talladega, AL market, holds $44.1B in deposits across 40 insured institutions and 181 branches. Regions Bank is the largest deposit holder at 32.8% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have fallen 3.4% since 2020 while the branch count fell by 7.2%. It produces $51.2B of output, ranking #89 of the 1,523 ranked counties by economic output.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Branches: 195 in 2020 to 181 in 2025. Institutions: 38 to 40. Top-three share: 70% to 56%.

Institutions by deposits

The 40 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Birmingham-Cullman-Talladega market

Jefferson County is one of 10 counties that make up the Birmingham-Cullman-Talladega, AL market, a Combined Statistical Area (ranked #50 of 293 U.S. markets by economic output). It produces 64.8% of the market’s output and holds 77.6% of its deposits.

View the full Birmingham-Cullman-Talladega market profile →