Market Intelligence

Cameron County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Cameron County, Texas, a core county of the Brownsville-Harlingen-Raymondville, TX market, holds $6.3B in deposits across 18 insured institutions and 72 branches. International Bank of Commerce is the largest deposit holder at 21.4% share. The top three institutions hold 48.9% of deposits, which places the county in the moderately concentrated band. Deposits have grown 24.8% since 2020 while the branch count rose by 2. It produces $13.6B of output, ranking #291 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$13.6B
#291 of 1,523
Total Deposits
$6.3B
#285 of 1,523
Population
433,946
#174 of 1,523
GDP per Capita
$31,273
#1,194 of 1,523
Insured Institutions
18
#254 of 1,523
Deposits per Branch
$88M
#767 of 1,523
Deposits per Capita
$14,626
#1,211 of 1,523
Branches per 100k Pop.
16.6
#1,200 of 1,523
Median Institution Size
$263M
Median deposits of the institutions operating in the county. #204 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
57.7%
of market deposits held by banks with $100M to $50B in assets. #870 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
48.9%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+24.8% over 5 years
$5.1B
2020
$6.2B
2021
$6.4B
2022
$6.3B
2023
$6.0B
2024
$6.3B
2025

Branches: 70 in 2020 to 72 in 2025. Institutions: 17 to 18. Top-three share: 52.5% to 48.9%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
International Bank of Commerce$1.4B21.4%12+32%
Wells Fargo Bank, National Association$1.0B15.9%8+6%
Texas Regional Bank$740M11.7%5+119%
JPMorgan Chase Bank, National Association$559M8.8%3+19%
First Community Bank$542M8.5%7+26%
PNC Bank, National Association$518M8.2%9-25%
PlainsCapital Bank$342M5.4%5+50%
Lone Star National Bank$312M4.9%6+35%
Frost Bank$297M4.7%2+22%
Bank of America, National Association$229M3.6%2+18%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Brownsville-Harlingen-Raymondville market

Cameron County is one of 2 counties that make up the Brownsville-Harlingen-Raymondville, TX market, a Combined Statistical Area (ranked #162 of 293 U.S. markets by economic output). It produces 96.2% of the market’s output and holds 97.8% of its deposits.

MeasureCameron CountyShare of Brownsville-Harlingen-Raymondville market
2024 GDP$13.6B96.2%
Deposits$6.3B97.8%
Population433,94695.6%

View the full Brownsville-Harlingen-Raymondville market profile →

Recruiting in Cameron County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cameron County, on a retained basis.

Start a confidential conversation