Brownsville-Harlingen-Raymondville, TX, a Combined Statistical Area, holds $6.8 billion in deposits across 19 insured institutions and 76 branches, and ranks #162 of 293 U.S. markets by economic output. International Bank of Commerce is the largest deposit holder at 21.3% share. The top three banks hold 49% of deposits, which places the market in the Moderate band. Deposits have grown 7.1% since 2021 while the branch count rose by 2.7%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 74 in 2021 to 76 in 2026. Institutions: 17 to 19. Top-three share: 51% to 49%. Average deposits per branch: $89M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| International Bank of Commerce | $1.4B | 21.3% | +15% |
| Wells Fargo Bank | $1.1B | 16.3% | -4% |
| Texas Regional Bank | $761M | 11.3% | +26% |
| First Community Bank | $628M | 9.3% | +12% |
| JPMorgan Chase Bank | $573M | 8.5% | +7% |
| PNC Bank | $566M | 8.4% | -30% |
| Frost Bank | $327M | 4.8% | +21% |
| PlainsCapital Bank | $326M | 4.8% | +19% |
| Lone Star National Bank | $298M | 4.4% | -2% |
| Bank of America | $232M | 3.4% | +3% |
| Texas National Bank | $103M | 1.5% | no 2021 presence |
| Falcon International Bank | $102M | 1.5% | +22% |
| Rio Bank | $98M | 1.4% | +29% |
| First National Bank of South Padre Island | $67M | 1.0% | -13% |
| Vantage Bank Texas | $64M | 0.9% | +128% |
| Texas Community Bank | $48M | 0.7% | -8% |
| Woodforest National Bank | $13M | 0.2% | +34% |
| First National Bank Texas | $9M | 0.1% | +13% |
| Bank of South Texas | $1M | <0.1% | no 2021 presence |
The 19 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Cameron County | Texas | $13.6B | 433,946 | 96.2% | 97.7% |
| Willacy County | Texas | $543M | 19,971 | 3.8% | 2.3% |
Recruiting in the Brownsville-Harlingen-Raymondville market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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