Brownsville-Harlingen-Raymondville, TX holds $6.5 billion in deposits across 18 insured institutions and 75 branches, ranking #162 of 293 U.S. markets by economic output. International Bank of Commerce is the largest deposit holder at 20.9% share. The top three institutions hold 48.5% of deposits, which places the market in the moderate band. Deposits have grown 25% since 2020 while the branch count rose by 2.
Deposit trend
Branches: 73 in 2020 to 75 in 2025. Institutions: 17 to 18. Top-three share: 52.6% to 48.5%. Deposits per branch: $87M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| International Bank of Commerce | 1.4B | 20.9% | +32% |
| Wells Fargo Bank | 1.1B | 16.2% | +6% |
| Texas Regional Bank | 0.7B | 11.4% | +119% |
| First Community Bank | 0.6B | 9.5% | +28% |
| JPMorgan Chase Bank | 0.6B | 8.6% | +19% |
| PNC Bank | 0.6B | 8.4% | new since 2020 |
| PlainsCapital Bank | 0.3B | 5.3% | +50% |
| Lone Star National Bank | 0.3B | 4.8% | +35% |
| Frost Bank | 0.3B | 4.6% | +22% |
| Bank of America | 0.2B | 3.5% | +18% |
The 10 largest of 18 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Cameron County | Texas | $13,571M | 433,946 | 96.2% |
| Willacy County | Texas | $543M | 19,971 | 3.8% |
Recruiting in Brownsville
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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