Charlotte County, Florida, a core county of the North Port-Bradenton, FL market, holds $5.5B in deposits across 12 insured institutions and 40 branches. Wells Fargo Bank, National Association is the largest deposit holder at 21.7% share. The top three institutions hold 51.6% of deposits, which places the county in the moderately concentrated band. Deposits have grown 24.2% since 2020 while the branch count fell by 11. It produces $7.6B of output, ranking #439 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 51 in 2020 to 40 in 2025. Institutions: 14 to 12. Top-three share: 54.9% to 51.6%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank, National Association | $1.2B | 21.7% | +44% |
| Bank of America, National Association | $902M | 16.3% | -2% |
| Truist Bank | $750M | 13.6% | +9% |
| Crews Bank & Trust | $650M | 11.8% | no 2020 presence |
| Bank OZK | $465M | 8.4% | +138% |
| Regions Bank | $393M | 7.1% | +61% |
| Fifth Third Bank, National Association | $286M | 5.2% | +170% |
| Synovus Bank | $281M | 5.1% | -19% |
| JPMorgan Chase Bank, National Association | $279M | 5.0% | +155% |
| Centennial Bank | $204M | 3.7% | +14% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the North Port-Bradenton market
Charlotte County is one of 4 counties that make up the North Port-Bradenton, FL market, a Combined Statistical Area (ranked #66 of 293 U.S. markets by economic output). It produces 13.3% of the market’s output and holds 15.3% of its deposits.
| Measure | Charlotte County | Share of North Port-Bradenton market |
|---|---|---|
| 2024 GDP | $7.6B | 13.3% |
| Deposits | $5.5B | 15.3% |
| Population | 217,212 | 18.1% |
View the full North Port-Bradenton market profile →
Recruiting in Charlotte County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Charlotte County, on a retained basis.
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