Charlotte County, Florida, a core county of the North Port-Bradenton, FL market, holds $5.5B in deposits across 12 insured institutions and 40 branches. Wells Fargo Bank, National Association is the largest deposit holder at 21.7% share. The top three institutions hold 51.6% of deposits, which places the county in the moderately concentrated band. Deposits have grown 24.2% since 2020 while the branch count fell by 21.6%. It produces $7.6B of output, ranking #439 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 51 in 2020 to 40 in 2025. Institutions: 14 to 12. Top-three share: 54.9% to 51.6%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank | $1.2B | 21.7% | +44% |
| Bank of America | $902M | 16.3% | -2% |
| Truist Bank | $750M | 13.6% | +9% |
| Crews Bank & Trust | $650M | 11.8% | no 2020 presence |
| Bank OZK | $465M | 8.4% | +138% |
| Regions Bank | $393M | 7.1% | +61% |
| Fifth Third Bank | $286M | 5.2% | +170% |
| Synovus Bank | $281M | 5.1% | -19% |
| JPMorgan Chase Bank | $279M | 5.1% | +155% |
| Centennial Bank | $204M | 3.7% | +14% |
| BMO Bank | $79M | 1.4% | +3% |
| TrustCo Bank | $36M | 0.6% | +28% |
The 12 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the North Port-Bradenton market
Charlotte County is one of 4 counties that make up the North Port-Bradenton, FL market, a Combined Statistical Area (ranked #66 of 293 U.S. markets by economic output). It produces 13.3% of the market’s output and holds 15.3% of its deposits.
| Measure | Charlotte County | Share of parent market |
|---|---|---|
| 2024 GDP | $7.6B | 13.3% |
| Deposits | $5.5B | 15.3% |
| Population | 217,212 | 18.1% |
View the full North Port-Bradenton market profile →
Recruiting in Charlotte County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Charlotte County.
See how we help banks recruit commercial banking talent