Market Intelligence

Manatee County, FL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Manatee County, Florida, a core county of the North Port-Bradenton, FL market, holds $10.9B in deposits across 26 insured institutions and 99 branches. Bank of America is the largest deposit holder at 20.4% share. The top three banks hold 43% of deposits, which places the county in the Fragmented band. Deposits have grown 10.8% since 2021 while the branch count rose by 1.0%. It produced $20.4B of real gross domestic product in 2024, ranking #216 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$20.4B
#216 of 1,523
Population
468,200
#158 of 1,523
GDP per Capita
$43,608
#772 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$10.9B
#196 of 1,523
Deposits per Capita
$23,222
#731 of 1,523
Deposits per Branch
$110M
#503 of 1,523
Competitive structure
Insured Institutions
26
#124 of 1,523
Branches per 100k Pop.
21.1
#921 of 1,523
Median Deposits per Institution
$140M
The median deposits booked by a single institution in the county. #599 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
27.6%
of county deposits held by banks with $100M to $100B in assets. #1,349 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
43%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+10.8% over 5 years
$9.8B
2021
$10.8B
2022
$10.6B
2023
$10.9B
2024
$11.1B
2025
$10.9B
2026

Branches: 98 in 2021 to 99 in 2026. Institutions: 20 to 26. Top-three share: 50% to 43%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank of America$2.2B20.4%9-8%
JPMorgan Chase Bank$1.3B11.7%9+34%
Wells Fargo Bank$1.2B11.1%10-1%
Truist Bank$1.2B10.6%10-10%
Bank OZK$873M8.0%6+47%
Fifth Third Bank$809M7.4%11+74%
Ameris Bank$772M7.1%5+101%
Hancock Whitney Bank$519M4.8%4+11%
BMO Bank$376M3.5%7-24%
Regions Bank$374M3.4%5+2%
SouthState Bank$332M3.1%4-4%
The Northern Trust Company$172M1.6%1+5%
PNC Bank$150M1.4%2-7%
Liberty Savings Bank, F.S.B.$130M1.2%1+16%
First Horizon Bank$129M1.2%3-17%
Pinnacle Bank$77M0.7%2-40%
First Southern Bank$77M0.7%1+95%
BayFirst National Bank$61M0.6%1no 2021 presence
The Bank of Tampa$36M0.3%1no 2021 presence
TD Bank$29M0.3%1no 2021 presence
Cogent Bank$23M0.2%1no 2021 presence
The Huntington National Bank$23M0.2%1-59%
First-Citizens Bank & Trust Company$22M0.2%1no 2021 presence
Seacoast National Bank$20M0.2%1no 2021 presence
BankUnited$18M0.2%1no 2021 presence
TrustCo Bank$11M0.1%1-4%

The 26 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the North Port-Bradenton market

Manatee County is one of 4 counties that make up the North Port-Bradenton, FL market, a Combined Statistical Area (ranked #66 of 293 U.S. markets by economic output). It produces 35.8% of the market’s output and holds 31.0% of its deposits.

MeasureManatee CountyShare of parent market
2024 GDP$20.4B35.8%
Deposits$10.9B31.0%
Population468,20038.9%

View the full North Port-Bradenton market profile →

Recruiting in Manatee County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Manatee County.

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