Market Intelligence

Chattahoochee County, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Chattahoochee County, Georgia, a core county of the Columbus-Auburn-Opelika, GA-AL market, holds $46M in deposits across 1 insured institution and 1 branch. Synovus Bank is the largest deposit holder at 100.0% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have fallen 54.7% since 2020 while the branch count fell by 1. It produces $1.7B of output, ranking #996 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.7B
#996 of 1,523
Total Deposits
$46M
#1,512 of 1,523
Population
8,465
#1,467 of 1,523
GDP per Capita
$202,056
#11 of 1,523
Insured Institutions
1
#1,489 of 1,523
Deposits per Branch
$46M
#1,413 of 1,523
Deposits per Capita
$5,492
#1,504 of 1,523
Branches per 100k Pop.
11.8
#1,411 of 1,523
Median Institution Size
$46M
Median deposits of the institutions operating in the county. #1,430 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
0.0%
of market deposits held by banks with $100M to $50B in assets. #1,511 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-54.7% over 5 years
$103M
2020
$122M
2021
$51M
2022
$50M
2023
$46M
2024
$46M
2025

Branches: 2 in 2020 to 1 in 2025. Institutions: 2 to 1. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Synovus Bank$46M100.0%1+12%

The 1 insured institution with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Columbus-Auburn-Opelika market

Chattahoochee County is one of 10 counties that make up the Columbus-Auburn-Opelika, GA-AL market, a Combined Statistical Area (ranked #115 of 293 U.S. markets by economic output). It produces 6.9% of the market’s output and holds 0.3% of its deposits.

MeasureChattahoochee CountyShare of Columbus-Auburn-Opelika market
2024 GDP$1.7B6.9%
Deposits$46M0.3%
Population8,4651.5%

View the full Columbus-Auburn-Opelika market profile →

Recruiting in Chattahoochee County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chattahoochee County, on a retained basis.

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