Lee County, Alabama, a core county of the Columbus-Auburn-Opelika, GA-AL market, holds $4.5B in deposits across 21 insured institutions and 40 branches. AuburnBank is the largest deposit holder at 20.4% share. The top three banks hold 40% of deposits, which places the county in the Fragmented band. Deposits have grown 4.8% since 2021 while the branch count fell by 4.8%. It produced $7.2B of real gross domestic product in 2024, ranking #462 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 42 in 2021 to 40 in 2026. Institutions: 19 to 21. Top-three share: 41% to 40%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| AuburnBank | $913M | 20.4% | +7% |
| SouthState Bank | $502M | 11.2% | +11% |
| FirstBank | $387M | 8.6% | +56% |
| River Bank & Trust | $379M | 8.5% | +24% |
| PNC Bank | $350M | 7.8% | -44% |
| Regions Bank | $333M | 7.4% | +12% |
| Wells Fargo Bank | $315M | 7.0% | +7% |
| SmartBank | $288M | 6.4% | no 2021 presence |
| The Huntington National Bank | $218M | 4.9% | -8% |
| Truist Bank | $164M | 3.7% | -41% |
| Metro City Bank | $116M | 2.6% | +16% |
| Renasant Bank | $94M | 2.1% | -68% |
| JPMorgan Chase Bank | $82M | 1.8% | +71% |
| Trustmark Bank | $73M | 1.6% | -39% |
| Valley National Bank | $61M | 1.4% | -10% |
| MidSouth Bank | $55M | 1.2% | +231% |
| Troy Bank & Trust Company | $46M | 1.0% | +163% |
| CB&S Bank, Inc. | $36M | 0.8% | no 2021 presence |
| AmeriFirst Bank | $32M | 0.7% | +613% |
| ServisFirst Bank | $26M | 0.6% | no 2021 presence |
| Phenix-Girard Bank | $10M | 0.2% | +23% |
The 21 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Columbus-Auburn-Opelika market
Lee County is one of 10 counties that make up the Columbus-Auburn-Opelika, GA-AL market, a Combined Statistical Area (ranked #115 of 293 U.S. markets by economic output). It produces 29.0% of the market’s output and holds 29.8% of its deposits.
| Measure | Lee County | Share of parent market |
|---|---|---|
| 2024 GDP | $7.2B | 29.0% |
| Deposits | $4.5B | 29.8% |
| Population | 189,881 | 33.1% |
View the full Columbus-Auburn-Opelika market profile →
Recruiting in Lee County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lee County.
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