Chippewa County, Wisconsin, a core county of the Eau Claire-Menomonie, WI market, holds $1.3B in deposits across 13 insured institutions and 22 branches. Northwestern Bank is the largest deposit holder at 31.6% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 5.4% since 2021 while the branch count rose by 4.8%. It produced $2.9B of real gross domestic product in 2024, ranking #780 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 21 in 2021 to 22 in 2026. Institutions: 11 to 13. Top-three share: 63% to 56%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Northwestern Bank | $418M | 31.6% | +11% |
| Security Bank | $165M | 12.5% | +102% |
| Citizens State Bank | $155M | 11.7% | +19% |
| Security Financial Bank | $148M | 11.2% | +20% |
| Associated Bank | $133M | 10.0% | +51% |
| U.S. Bank | $77M | 5.8% | -74% |
| BMO Bank | $58M | 4.4% | -12% |
| Forward Bank | $52M | 3.9% | +19% |
| CCFBank | $50M | 3.8% | +94% |
| Dairy State Bank | $40M | 3.0% | +74% |
| Nicolet National Bank | $13M | 1.0% | no 2021 presence |
| Pillar Bank | $12M | 0.9% | no 2021 presence |
| Independence State Bank | $3M | 0.2% | -57% |
The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Eau Claire-Menomonie market
Chippewa County is one of 3 counties that make up the Eau Claire-Menomonie, WI market, a Combined Statistical Area (ranked #180 of 293 U.S. markets by economic output). It produces 25.4% of the market’s output and holds 31.1% of its deposits.
| Measure | Chippewa County | Share of parent market |
|---|---|---|
| 2024 GDP | $2.9B | 25.4% |
| Deposits | $1.3B | 31.1% |
| Population | 67,614 | 30.3% |
View the full Eau Claire-Menomonie market profile →
Recruiting in Chippewa County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chippewa County.
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