Churchill County, Nevada, a core county of the Reno-Carson City-Gardnerville Ranchos, NV-CA market, holds $505M in deposits across 5 insured institutions and 5 branches. Wells Fargo Bank, National Association is the largest deposit holder at 37.1% share. The top three institutions hold 84.0% of deposits, which places the county in the concentrated band. Deposits have grown 35.6% since 2020. It produces $1.2B of output, ranking #1,120 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 5 in 2020 to 5 in 2025. Institutions: 5 to 5. Top-three share: 83.0% to 84.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank, National Association | $187M | 37.1% | +35% |
| Western Alliance Bank | $131M | 25.9% | +74% |
| U.S. Bank National Association | $106M | 20.9% | +10% |
| Washington Federal Bank | $46M | 9.1% | +27% |
| Zions Bancorporation, N.A. | $35M | 7.0% | +30% |
The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Reno-Carson City-Gardnerville Ranchos market
Churchill County is one of 7 counties that make up the Reno-Carson City-Gardnerville Ranchos, NV-CA market, a Combined Statistical Area (ranked #78 of 293 U.S. markets by economic output). It produces 2.7% of the market’s output and holds 2.7% of its deposits.
| Measure | Churchill County | Share of Reno-Carson City-Gardnerville Ranchos market |
|---|---|---|
| 2024 GDP | $1.2B | 2.7% |
| Deposits | $505M | 2.7% |
| Population | 25,851 | 3.6% |
View the full Reno-Carson City-Gardnerville Ranchos market profile →
Recruiting in Churchill County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Churchill County, on a retained basis.
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