Market Intelligence

Columbiana County, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Columbiana County, Ohio, a core county of the Youngstown-Warren-Salem, OH market, holds $2.2B in deposits across 10 insured institutions and 30 branches. The Huntington National Bank is the largest deposit holder at 29.5% share. The top three institutions hold 64.6% of deposits, which places the county in the concentrated band. Deposits have grown 23.6% since 2020 while the branch count fell by 4. It produces $3.8B of output, ranking #696 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$3.8B
#696 of 1,523
Total Deposits
$2.2B
#609 of 1,523
Population
99,377
#616 of 1,523
GDP per Capita
$37,903
#965 of 1,523
Insured Institutions
10
#660 of 1,523
Deposits per Branch
$74M
#998 of 1,523
Deposits per Capita
$22,468
#742 of 1,523
Branches per 100k Pop.
30.2
#474 of 1,523
Median Institution Size
$180M
Median deposits of the institutions operating in the county. #390 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
49.8%
of market deposits held by banks with $100M to $50B in assets. #983 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
64.6%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+23.6% over 5 years
$1.8B
2020
$1.9B
2021
$2.0B
2022
$2.1B
2023
$2.1B
2024
$2.2B
2025

Branches: 34 in 2020 to 30 in 2025. Institutions: 10 to 10. Top-three share: 62.0% to 64.6%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Huntington National Bank$658M29.5%5+34%
The Farmers National Bank of Canfield$395M17.7%6+41%
WesBanco Bank, Inc.$390M17.5%5no 2020 presence
Consumers National Bank$280M12.5%5+109%
JPMorgan Chase Bank, National Association$185M8.3%2+5%
PNC Bank, National Association$175M7.8%2+7%
Citizens Bank, National Association$56M2.5%1+9%
KeyBank National Association$47M2.1%1-10%
Main Street Bank Corp.$39M1.8%1no 2020 presence
Woodforest National Bank$8M0.4%2+28%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Youngstown-Warren-Salem market

Columbiana County is one of 3 counties that make up the Youngstown-Warren-Salem, OH market, a Combined Statistical Area (ranked #128 of 293 U.S. markets by economic output). It produces 17.9% of the market’s output and holds 18.0% of its deposits.

MeasureColumbiana CountyShare of Youngstown-Warren-Salem market
2024 GDP$3.8B17.9%
Deposits$2.2B18.0%
Population99,37719.0%

View the full Youngstown-Warren-Salem market profile →

Recruiting in Columbiana County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Columbiana County, on a retained basis.

Start a confidential conversation