Market Intelligence

Coshocton County, OH

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Coshocton County, Ohio, a core county of the Cleveland-Akron-Canton, OH market, holds $802M in deposits across 7 insured institutions and 10 branches. The Home Loan Savings Bank is the largest deposit holder at 36.3% share. The top three banks hold 74% of deposits, which places the county in the Concentrated band. Deposits have grown 27.2% since 2021. It produced $1.3B of real gross domestic product in 2024, ranking #1,092 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.3B
#1,092 of 1,523
Population
37,188
#1,070 of 1,523
GDP per Capita
$35,857
#1,039 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$802M
#1,047 of 1,523
Deposits per Capita
$21,554
#828 of 1,523
Deposits per Branch
$80M
#941 of 1,523
Competitive structure
Insured Institutions
7
#939 of 1,523
Branches per 100k Pop.
26.9
#614 of 1,523
Median Deposits per Institution
$117M
The median deposits booked by a single institution in the county. #774 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
77.4%
of county deposits held by banks with $100M to $100B in assets. #623 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
74%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+27.2% over 5 years
$630M
2021
$655M
2022
$676M
2023
$709M
2024
$733M
2025
$802M
2026

Branches: 10 in 2021 to 10 in 2026. Institutions: 7 to 7. Top-three share: 71% to 74%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
The Home Loan Savings Bank$291M36.3%3+45%
Peoples Bank$151M18.8%1+5%
The Park National Bank$150M18.8%1+52%
JPMorgan Chase Bank$117M14.6%1+14%
PNC Bank$64M8.0%1-4%
The Baltic State Bank$25M3.1%2+84%
Woodforest National Bank$3M0.4%1+2%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Cleveland-Akron-Canton market

Coshocton County is one of 17 counties that make up the Cleveland-Akron-Canton, OH market, a Combined Statistical Area (ranked #20 of 293 U.S. markets by economic output). It produces 0.6% of the market’s output and holds 0.4% of its deposits.

MeasureCoshocton CountyShare of parent market
2024 GDP$1.3B0.6%
Deposits$802M0.4%
Population37,1881.0%

View the full Cleveland-Akron-Canton market profile →

Recruiting in Coshocton County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Coshocton County.

See how we help banks recruit commercial banking talent