Market Intelligence

Cuyahoga County, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Cuyahoga County, Ohio, a core county of the Cleveland-Akron-Canton, OH market, holds $104.9B in deposits across 28 insured institutions and 334 branches. KeyBank National Association is the largest deposit holder at 53.8% share. The top three institutions hold 71.2% of deposits, which places the county in the concentrated band. Deposits have grown 44.4% since 2020 while the branch count fell by 44. It produces $107.0B of output, ranking #39 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$107.0B
#39 of 1,523
Total Deposits
$104.9B
#28 of 1,523
Population
1,232,925
#38 of 1,523
GDP per Capita
$86,767
#97 of 1,523
Insured Institutions
28
#109 of 1,523
Deposits per Branch
$314M
#40 of 1,523
Deposits per Capita
$85,058
#28 of 1,523
Branches per 100k Pop.
27.1
#605 of 1,523
Median Institution Size
$181M
Median deposits of the institutions operating in the county. #383 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
10.5%
of market deposits held by banks with $100M to $50B in assets. #1,466 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
71.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+44.4% over 5 years
$72.6B
2020
$76.5B
2021
$101.6B
2022
$106.6B
2023
$106.1B
2024
$104.9B
2025

Branches: 378 in 2020 to 334 in 2025. Institutions: 29 to 28. Top-three share: 59.7% to 71.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
KeyBank National Association$56.4B53.8%40+144%
The Huntington National Bank$9.1B8.7%38+12%
PNC Bank, National Association$9.1B8.7%34-15%
Citizens Bank, National Association$6.6B6.3%31-31%
Third Federal Savings and Loan Association of Cleveland$5.7B5.4%14+16%
JPMorgan Chase Bank, National Association$4.1B3.9%26+19%
Fifth Third Bank, National Association$3.6B3.4%27-12%
U.S. Bank National Association$2.3B2.2%26-10%
Dollar Bank, Federal Savings Bank$1.9B1.8%20+2%
Flagstar Bank, National Association$1.7B1.7%18+4%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Cleveland-Akron-Canton market

Cuyahoga County is one of 17 counties that make up the Cleveland-Akron-Canton, OH market, a Combined Statistical Area (ranked #20 of 293 U.S. markets by economic output). It produces 46.9% of the market’s output and holds 62.0% of its deposits.

MeasureCuyahoga CountyShare of Cleveland-Akron-Canton market
2024 GDP$107.0B46.9%
Deposits$104.9B62.0%
Population1,232,92532.9%

View the full Cleveland-Akron-Canton market profile →

Recruiting in Cuyahoga County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cuyahoga County, on a retained basis.

Start a confidential conversation