Dougherty County, Georgia, a core county of the Albany, GA market, holds $2.3B in deposits across 11 insured institutions and 19 branches. Ameris Bank is the largest deposit holder at 26.0% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 21.3% since 2021 while the branch count rose by 5.6%. It produced $4.9B of real gross domestic product in 2024, ranking #601 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 18 in 2021 to 19 in 2026. Institutions: 11 to 11. Top-three share: 49% to 53%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Ameris Bank | $597M | 26.0% | +54% |
| Flint Community Bank | $310M | 13.5% | +25% |
| Renasant Bank | $304M | 13.2% | +3% |
| Truist Bank | $261M | 11.4% | +19% |
| AB&T | $228M | 9.9% | +2% |
| Regions Bank | $220M | 9.6% | -6% |
| Pinnacle Bank | $143M | 6.2% | -3% |
| Colony Bank | $75M | 3.3% | +26% |
| First State Bank of Blakely | $57M | 2.5% | +26% |
| PeoplesSouth Bank | $51M | 2.2% | +69% |
| Georgia Community Bank | $47M | 2.1% | +12,468% |
The 11 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Albany market
Dougherty County is one of 4 counties that make up the Albany, GA market, a Metropolitan Statistical Area (ranked #252 of 293 U.S. markets by economic output). It produces 77.9% of the market’s output and holds 69.2% of its deposits.
| Measure | Dougherty County | Share of parent market |
|---|---|---|
| 2024 GDP | $4.9B | 77.9% |
| Deposits | $2.3B | 69.2% |
| Population | 82,616 | 56.8% |
View the full Albany market profile →
Recruiting in Dougherty County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dougherty County.
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