Dougherty County, Georgia, a core county of the Albany, GA market, holds $2.2B in deposits across 11 insured institutions and 19 branches. Ameris Bank is the largest deposit holder at 25.3% share. The top three institutions hold 51.4% of deposits, which places the county in the moderately concentrated band. Deposits have grown 33.2% since 2020 while the branch count rose by 3. It produces $4.9B of output, ranking #601 of the 1,523 counties within a CSA or MSA by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 16 in 2020 to 19 in 2025. Institutions: 9 to 11. Top-three share: 51.1% to 51.4%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Ameris Bank | $564M | 25.3% | +70% |
| Renasant Bank | $300M | 13.4% | +11% |
| Flint Community Bank | $281M | 12.6% | +11% |
| Truist Bank | $256M | 11.5% | +15% |
| AB&T | $226M | 10.1% | +21% |
| Regions Bank | $224M | 10.1% | -5% |
| Synovus Bank | $148M | 6.6% | +34% |
| Colony Bank | $74M | 3.3% | no 2020 presence |
| First State Bank of Blakely | $59M | 2.6% | +54% |
| PeoplesSouth Bank | $50M | 2.2% | +98% |
The 10 largest of 11 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Albany market
Dougherty County is one of 4 counties that make up the Albany, GA market, a Metropolitan Statistical Area (ranked #252 of 293 U.S. markets by economic output). It produces 77.9% of the market’s output and holds 69.9% of its deposits.
| Measure | Dougherty County | Share of parent market |
|---|---|---|
| 2024 GDP | $4.9B | 77.9% |
| Deposits | $2.2B | 69.9% |
| Population | 82,616 | 56.8% |
View the full Albany market profile →
Recruiting in Dougherty County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dougherty County, on a retained basis.
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