Market Intelligence

Lee County, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceAlbany, GA › Lee County

Lee County, Georgia, a core county of the Albany, GA market, holds $422M in deposits across 6 insured institutions and 6 branches. Synovus Bank is the largest deposit holder at 48.3% share. The top three institutions hold 93.8% of deposits, which places the county in the concentrated band. Deposits have fallen 17.7% since 2020 while the branch count fell by 3. It produces $818M of output, ranking #1,251 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$818M
#1,251 of 1,523
Total Deposits
$422M
#1,258 of 1,523
Population
34,179
#1,108 of 1,523
GDP per Capita
$23,943
#1,392 of 1,523
Insured Institutions
6
#1,088 of 1,523
Deposits per Branch
$70M
#1,071 of 1,523
Deposits per Capita
$12,342
#1,330 of 1,523
Branches per 100k Pop.
17.6
#1,156 of 1,523
Median Institution Size
$52M
Median deposits of the institutions operating in the county. #1,386 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
51.7%
of market deposits held by banks with $100M to $50B in assets. #963 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
93.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-17.7% over 5 years
$513M
2020
$536M
2021
$566M
2022
$515M
2023
$526M
2024
$422M
2025

Branches: 9 in 2020 to 6 in 2025. Institutions: 7 to 6. Top-three share: 79.5% to 93.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Synovus Bank$204M48.3%1-16%
Colony Bank$106M25.2%1-4%
Renasant Bank$85M20.2%1+53%
First State Bank of Blakely$19M4.6%1+11%
PeoplesSouth Bank$6M1.4%1no 2020 presence
First National Bank of Decatur County$1M0.3%1no 2020 presence

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Albany market

Lee County is one of 4 counties that make up the Albany, GA market, a Metropolitan Statistical Area (ranked #252 of 293 U.S. markets by economic output). It produces 13.0% of the market’s output and holds 13.2% of its deposits.

MeasureLee CountyShare of Albany market
2024 GDP$818M13.0%
Deposits$422M13.2%
Population34,17923.5%

View the full Albany market profile →

Recruiting in Lee County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lee County, on a retained basis.

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