Albany, GA, a Metropolitan Statistical Area, holds $3.2 billion in deposits across 14 insured institutions and 34 branches, ranking #252 of 293 U.S. markets by economic output. Ameris Bank is the largest deposit holder at 17.7% share. The top three institutions hold 44.5% of deposits, which places the market in the fragmented band. Deposits have grown 20.8% since 2020 with the branch count unchanged.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 34 in 2020 to 34 in 2025. Institutions: 15 to 14. Top-three share: 39.5% to 44.5%. Deposits per branch: $94M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Ameris Bank | $0.6B | 17.7% | +70% |
| Renasant Bank | $0.5B | 15.8% | +40% |
| Synovus Bank | $0.4B | 11.0% | 0% |
| Truist Bank | $0.3B | 10.0% | +4% |
| Flint Community Bank | $0.3B | 8.8% | +11% |
| Colony Bank | $0.2B | 7.5% | +42% |
| Ab&t | $0.2B | 7.1% | +18% |
| Regions Bank | $0.2B | 7.0% | -5% |
| Georgia Community Bank | $0.2B | 5.5% | +9% |
| Bank of Dawson | $0.1B | 4.3% | +31% |
| First State Bank of Blakely | $78M | 2.4% | +40% |
| PeoplesSouth Bank | $64M | 2.0% | +153% |
| South Georgia Banking Company | $27M | 0.8% | +610% |
| First National Bank of Decatur County | $1M | 0.0% | no 2020 presence |
The 14 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Dougherty County | Georgia | $4.9B | 82,616 | 77.9% | 69.9% |
| Lee County | Georgia | $818M | 34,179 | 13.0% | 13.2% |
| Worth County | Georgia | $338M | 20,059 | 5.4% | 8.3% |
| Terrell County | Georgia | $236M | 8,656 | 3.7% | 8.6% |
Recruiting in the Albany market
No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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