Albany, GA holds $3.2 billion in deposits across 14 insured institutions and 34 branches, ranking #252 of 293 U.S. markets by economic output. Ameris Bank is the largest deposit holder at 17.7% share. The top three institutions hold 44.5% of deposits, which places the market in the fragmented band. Deposits have grown 21% since 2020 with the branch count unchanged.
Deposit trend
Branches: 34 in 2020 to 34 in 2025. Institutions: 15 to 14. Top-three share: 39.5% to 44.5%. Deposits per branch: $94M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Ameris Bank | 0.6B | 17.7% | +70% |
| Renasant Bank | 0.5B | 15.8% | +40% |
| Synovus Bank | 0.4B | 11.0% | -0% |
| Truist Bank | 0.3B | 10.0% | +4% |
| Flint Community Bank | 0.3B | 8.8% | +11% |
| Colony Bank | 0.2B | 7.5% | +42% |
| AB&T | 0.2B | 7.1% | +18% |
| Regions Bank | 0.2B | 7.0% | -5% |
| Georgia Community Bank | 0.2B | 5.5% | +9% |
| Bank of Dawson | 0.1B | 4.3% | +31% |
The 10 largest of 14 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Dougherty County | Georgia | $4,908M | 82,616 | 77.9% |
| Lee County | Georgia | $818M | 34,179 | 13.0% |
| Worth County | Georgia | $338M | 20,059 | 5.4% |
| Terrell County | Georgia | $236M | 8,656 | 3.7% |
Recruiting in Albany
No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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