El Paso County, Texas, a core county of the El Paso-Las Cruces, TX-NM market, holds $11.2B in deposits across 16 insured institutions and 83 branches. WestStar Bank is the largest deposit holder at 25.0% share. The top three institutions hold 63.5% of deposits, which places the county in the concentrated band. Deposits have grown 17.4% since 2020 while the branch count fell by 7. It produces $42.3B of output, ranking #111 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 90 in 2020 to 83 in 2025. Institutions: 15 to 16. Top-three share: 64.3% to 63.5%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| WestStar Bank | $2.8B | 25.0% | +47% |
| Wells Fargo Bank, National Association | $2.4B | 21.7% | -8% |
| JPMorgan Chase Bank, National Association | $1.9B | 16.8% | +17% |
| Bank of America, National Association | $1.3B | 11.6% | +1% |
| PNC Bank, National Association | $655M | 5.8% | -4% |
| Sunflower Bank, National Association | $575M | 5.1% | +118% |
| Vantage Bank Texas | $545M | 4.8% | +85% |
| City Bank | $259M | 2.3% | +58% |
| First National Bank Texas | $214M | 1.9% | +67% |
| First American Bank | $167M | 1.5% | no 2020 presence |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the El Paso-Las Cruces market
El Paso County is one of 3 counties that make up the El Paso-Las Cruces, TX-NM market, a Combined Statistical Area (ranked #72 of 293 U.S. markets by economic output). It produces 82.3% of the market’s output and holds 78.0% of its deposits.
| Measure | El Paso County | Share of El Paso-Las Cruces market |
|---|---|---|
| 2024 GDP | $42.3B | 82.3% |
| Deposits | $11.2B | 78.0% |
| Population | 877,858 | 79.1% |
View the full El Paso-Las Cruces market profile →
Recruiting in El Paso County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like El Paso County, on a retained basis.
Start a confidential conversation