El Paso County, Texas, a core county of the El Paso-Las Cruces, TX-NM market, holds $11.4B in deposits across 16 insured institutions and 83 branches. WestStar Bank is the largest deposit holder at 24.3% share. The top three banks hold 63% of deposits, which places the county in the Concentrated band. Deposits have grown 2.1% since 2021 while the branch count fell by 7.8%. It produced $42.3B of real gross domestic product in 2024, ranking #111 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 90 in 2021 to 83 in 2026. Institutions: 15 to 16. Top-three share: 66% to 63%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| WestStar Bank | $2.8B | 24.3% | +25% |
| Wells Fargo Bank | $2.4B | 21.3% | -25% |
| JPMorgan Chase Bank | $2.0B | 17.6% | +7% |
| Bank of America | $1.3B | 11.3% | -14% |
| PNC Bank | $663M | 5.8% | -12% |
| Vantage Bank Texas | $606M | 5.3% | +110% |
| Sunflower Bank | $606M | 5.3% | +82% |
| City Bank | $246M | 2.2% | +51% |
| First National Bank Texas | $234M | 2.0% | +40% |
| Bank of Texas | $161M | 1.4% | +121% |
| First American Bank | $155M | 1.4% | -45% |
| First Savings Bank | $96M | 0.8% | +25% |
| TexasBank | $61M | 0.5% | no 2021 presence |
| Armed Forces Bank | $56M | 0.5% | +32% |
| Citizens Bank of Las Cruces | $33M | 0.3% | +242% |
| Members Trust Company | $0M | 0.0% | no 2021 presence |
The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the El Paso-Las Cruces market
El Paso County is one of 3 counties that make up the El Paso-Las Cruces, TX-NM market, a Combined Statistical Area (ranked #72 of 293 U.S. markets by economic output). It produces 82.3% of the market’s output and holds 77.6% of its deposits.
| Measure | El Paso County | Share of parent market |
|---|---|---|
| 2024 GDP | $42.3B | 82.3% |
| Deposits | $11.4B | 77.6% |
| Population | 877,858 | 79.1% |
View the full El Paso-Las Cruces market profile →
Recruiting in El Paso County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like El Paso County.
See how we help banks recruit commercial banking talent