Market Intelligence

Geneva County, AL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Geneva County, Alabama, a county in the Dothan-Enterprise-Ozark, AL market, holds $523M in deposits across 5 insured institutions and 9 branches. The First National Bank of Hartford is the largest deposit holder at 27.0% share. The top three banks hold 70% of deposits, which places the county in the Concentrated band. Deposits have grown 19.7% since 2020. It produces $614M of output, ranking #1,315 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$614M
#1,315 of 1,523
Population
27,554
#1,191 of 1,523
GDP per Capita
$22,300
#1,427 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$523M
#1,186 of 1,523
Deposits per Capita
$18,978
#944 of 1,523
Deposits per Branch
$58M
#1,279 of 1,523
Competitive structure
Insured Institutions
5
#1,174 of 1,523
Branches per 100k Pop.
32.7
#387 of 1,523
Median Deposits per Institution
$106M
The median deposits booked by a single institution in the county. #852 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #81 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
70%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+19.7% over 5 years
$437M
2020
$459M
2021
$486M
2022
$475M
2023
$491M
2024
$523M
2025

Branches: 9 in 2020 to 9 in 2025. Institutions: 5 to 5. Top-three share: 65% to 70%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
The First National Bank of Hartford$141M27.0%2+36%
BankPlus$120M22.9%1+23%
Friend Bank$106M20.2%3+29%
The Samson Banking Company, Inc.$103M19.7%2+30%
22nd State Bank$54M10.3%1no 2020 presence

The 5 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dothan-Enterprise-Ozark market

Geneva County is one of 5 counties that make up the Dothan-Enterprise-Ozark, AL market, a Combined Statistical Area (ranked #174 of 293 U.S. markets by economic output). It produces 5.1% of the market’s output and holds 8.9% of its deposits.

MeasureGeneva CountyShare of parent market
2024 GDP$614M5.1%
Deposits$523M8.9%
Population27,55410.5%

View the full Dothan-Enterprise-Ozark market profile →

Recruiting in Geneva County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Geneva County.

See how we help banks recruit commercial banking talent