Market Intelligence

Coffee County, AL

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Coffee County, Alabama, a core county of the Dothan-Enterprise-Ozark, AL market, holds $1.1B in deposits across 9 insured institutions and 11 branches. Synovus Bank is the largest deposit holder at 28.0% share. The top three institutions hold 59.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 50.5% since 2020 while the branch count fell by 1. It produces $1.8B of output, ranking #972 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$1.8B
#972 of 1,523
Population
56,953
#872 of 1,523
GDP per Capita
$31,952
#1,161 of 1,523
Deposit market
Total Deposits
$1.1B
#890 of 1,523
Deposits per Capita
$19,331
#925 of 1,523
Deposits per Branch
$100M
#591 of 1,523
Competitive structure
Insured Institutions
9
#751 of 1,523
Branches per 100k Pop.
19.3
#1,054 of 1,523
Median Deposits per Institution
$143M
The median deposits booked by a single institution in the county. #555 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
48.2%
of county deposits held by banks with $100M to $50B in assets. #1,003 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
59.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+50.5% over 5 years
$732M
2020
$829M
2021
$1.0B
2022
$1.1B
2023
$1.1B
2024
$1.1B
2025

Branches: 12 in 2020 to 11 in 2025. Institutions: 9 to 9. Top-three share: 57.9% to 59.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Synovus Bank$308M28.0%1+76%
The Citizens Bank$179M16.3%1+37%
Wells Fargo Bank$162M14.7%1+61%
River Bank & Trust$151M13.8%1+96%
Troy Bank & Trust Company$143M13.0%3+22%
Regions Bank$100M9.1%1+1%
BankPlus$53M4.8%1+122%
The First$3M0.2%1-55%
Woodforest National Bank$1M0.1%1-41%

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dothan-Enterprise-Ozark market

Coffee County is one of 5 counties that make up the Dothan-Enterprise-Ozark, AL market, a Combined Statistical Area (ranked #174 of 293 U.S. markets by economic output). It produces 15.0% of the market’s output and holds 18.8% of its deposits.

MeasureCoffee CountyShare of parent market
2024 GDP$1.8B15.0%
Deposits$1.1B18.8%
Population56,95321.6%

View the full Dothan-Enterprise-Ozark market profile →

Recruiting in Coffee County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Coffee County, on a retained basis.

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