Market Intelligence

Hancock County, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Hancock County, Ohio, a core county of the Findlay-Tiffin, OH market, holds $1.9B in deposits across 12 insured institutions and 24 branches. Fifth Third Bank, National Association is the largest deposit holder at 31.6% share. The top three institutions hold 68.8% of deposits, which places the county in the concentrated band. Deposits have grown 16.3% since 2020. It produces $5.6B of output, ranking #550 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$5.6B
#550 of 1,523
Total Deposits
$1.9B
#675 of 1,523
Population
75,034
#732 of 1,523
GDP per Capita
$74,977
#159 of 1,523
Insured Institutions
12
#523 of 1,523
Deposits per Branch
$78M
#943 of 1,523
Deposits per Capita
$24,865
#613 of 1,523
Branches per 100k Pop.
32.0
#401 of 1,523
Median Institution Size
$45M
Median deposits of the institutions operating in the county. #1,439 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
34.4%
of market deposits held by banks with $100M to $50B in assets. #1,185 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
68.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+16.3% over 5 years
$1.6B
2020
$1.7B
2021
$1.9B
2022
$2.0B
2023
$2.0B
2024
$1.9B
2025

Branches: 24 in 2020 to 24 in 2025. Institutions: 11 to 12. Top-three share: 70.4% to 68.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Fifth Third Bank, National Association$589M31.6%3+12%
WesBanco Bank, Inc.$363M19.4%5no 2020 presence
The Huntington National Bank$332M17.8%4+45%
JPMorgan Chase Bank, National Association$258M13.8%2+13%
The Old Fort Banking Company$93M5.0%1+27%
KeyBank National Association$46M2.5%1+9%
The Citizens National Bank of Bluffton$44M2.4%1-8%
The First National Bank of Pandora$44M2.4%2+17%
The Union Bank Company$40M2.1%1+40%
The Farmers & Merchants State Bank$29M1.6%1no 2020 presence

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Findlay-Tiffin market

Hancock County is one of 2 counties that make up the Findlay-Tiffin, OH market, a Combined Statistical Area (ranked #228 of 293 U.S. markets by economic output). It produces 73.2% of the market’s output and holds 44.1% of its deposits.

MeasureHancock CountyShare of Findlay-Tiffin market
2024 GDP$5.6B73.2%
Deposits$1.9B44.1%
Population75,03457.9%

View the full Findlay-Tiffin market profile →

Recruiting in Hancock County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hancock County, on a retained basis.

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