Market Intelligence

Hancock County, OH

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Hancock County, Ohio, a core county of the Findlay-Tiffin, OH market, holds $1.9B in deposits across 12 insured institutions and 24 branches. Fifth Third Bank, National Association is the largest deposit holder at 31.6% share. The top three banks hold 69% of deposits, which places the county in the Concentrated band. Deposits have grown 16.3% since 2020. It produces $5.6B of output, ranking #550 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$5.6B
#550 of 1,523
Population
75,034
#732 of 1,523
GDP per Capita
$74,977
#159 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$1.9B
#675 of 1,523
Deposits per Capita
$24,865
#613 of 1,523
Deposits per Branch
$78M
#943 of 1,523
Competitive structure
Insured Institutions
12
#523 of 1,523
Branches per 100k Pop.
32.0
#401 of 1,523
Median Deposits per Institution
$45M
The median deposits booked by a single institution in the county. #1,439 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
34.4%
of county deposits held by banks with $100M to $100B in assets. #1,298 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
69%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+16.3% over 5 years
$1.6B
2020
$1.7B
2021
$1.9B
2022
$2.0B
2023
$2.0B
2024
$1.9B
2025

Branches: 24 in 2020 to 24 in 2025. Institutions: 11 to 12. Top-three share: 70% to 69%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Fifth Third Bank$589M31.6%3+12%
WesBanco Bank, Inc.$363M19.4%5no 2020 presence
The Huntington National Bank$332M17.8%4+45%
JPMorgan Chase Bank$258M13.8%2+13%
The Old Fort Banking Company$93M5.0%1+27%
KeyBank$46M2.5%1+9%
The Citizens National Bank of Bluffton$44M2.4%1-8%
The First National Bank of Pandora$44M2.3%2+17%
The Union Bank Company$40M2.1%1+40%
The Farmers & Merchants State Bank$29M1.6%1no 2020 presence
The State Bank and Trust Company$26M1.4%2+77%
Woodforest National Bank$2M0.1%1+1%

The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Findlay-Tiffin market

Hancock County is one of 2 counties that make up the Findlay-Tiffin, OH market, a Combined Statistical Area (ranked #228 of 293 U.S. markets by economic output). It produces 73.2% of the market’s output and holds 44.1% of its deposits.

MeasureHancock CountyShare of parent market
2024 GDP$5.6B73.2%
Deposits$1.9B44.1%
Population75,03457.9%

View the full Findlay-Tiffin market profile →

Recruiting in Hancock County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hancock County.

See how we help banks recruit commercial banking talent