Market Intelligence

Hutchinson County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceAmarillo-Borger, TX › Hutchinson County

Hutchinson County, Texas, a core county of the Amarillo-Borger, TX market, holds $271M in deposits across 3 insured institutions and 4 branches. Amarillo National Bank is the largest deposit holder at 64.8% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 21.5% since 2020. It produces $7.5B of output, ranking #442 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$7.5B
#442 of 1,523
Total Deposits
$271M
#1,362 of 1,523
Population
19,633
#1,308 of 1,523
GDP per Capita
$380,584
#4 of 1,523
Insured Institutions
3
#1,361 of 1,523
Deposits per Branch
$68M
#1,117 of 1,523
Deposits per Capita
$13,809
#1,261 of 1,523
Branches per 100k Pop.
20.4
#984 of 1,523
Median Institution Size
$57M
Median deposits of the institutions operating in the county. #1,346 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #93 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+21.5% over 5 years
$223M
2020
$236M
2021
$259M
2022
$250M
2023
$285M
2024
$271M
2025

Branches: 4 in 2020 to 4 in 2025. Institutions: 3 to 3. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Amarillo National Bank$176M64.8%1+36%
Centennial Bank$57M21.0%1no 2020 presence
InterBank$39M14.2%2+23%

The 3 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Amarillo-Borger market

Hutchinson County is one of 6 counties that make up the Amarillo-Borger, TX market, a Combined Statistical Area (ranked #123 of 293 U.S. markets by economic output). It produces 33.2% of the market’s output and holds 2.4% of its deposits.

MeasureHutchinson CountyShare of Amarillo-Borger market
2024 GDP$7.5B33.2%
Deposits$271M2.4%
Population19,6336.6%

View the full Amarillo-Borger market profile →

Recruiting in Hutchinson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hutchinson County, on a retained basis.

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