Randall County, Texas, a core county of the Amarillo-Borger, TX market, holds $3.6B in deposits across 14 insured institutions and 31 branches. Amarillo National Bank is the largest deposit holder at 42.9% share. The top three banks hold 75% of deposits, which places the county in the Concentrated band. Deposits have grown 26.7% since 2021 while the branch count fell by 3.1%. It produced $4.7B of real gross domestic product in 2024, ranking #619 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 32 in 2021 to 31 in 2026. Institutions: 14 to 14. Top-three share: 75% to 75%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Amarillo National Bank | $1.5B | 42.9% | +66% |
| Centennial Bank | $581M | 16.3% | -19% |
| First United Bank | $561M | 15.7% | +21% |
| Wells Fargo Bank | $255M | 7.2% | +4% |
| Bank of America | $163M | 4.6% | -20% |
| Western Bank | $136M | 3.8% | no 2021 presence |
| FirstBank Southwest | $90M | 2.5% | +60% |
| Citizens Bank | $85M | 2.4% | +72% |
| Prosperity Bank | $84M | 2.4% | -21% |
| Interstate Bank | $31M | 0.9% | +25% |
| First National Bank of Hereford | $22M | 0.6% | no 2021 presence |
| Wellington State Bank | $17M | 0.5% | +408% |
| First National Bank Texas | $7M | 0.2% | +56% |
| Woodforest National Bank | $4M | 0.1% | +3% |
The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Amarillo-Borger market
Randall County is one of 6 counties that make up the Amarillo-Borger, TX market, a Combined Statistical Area (ranked #123 of 293 U.S. markets by economic output). It produces 21.1% of the market’s output and holds 29.8% of its deposits.
| Measure | Randall County | Share of parent market |
|---|---|---|
| 2024 GDP | $4.7B | 21.1% |
| Deposits | $3.6B | 29.8% |
| Population | 152,351 | 51.5% |
View the full Amarillo-Borger market profile →
Recruiting in Randall County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Randall County.
See how we help banks recruit commercial banking talent