Market Intelligence

Jones County, MS

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Jones County, Mississippi, a core county of the Hattiesburg-Laurel, MS market, holds $1.8B in deposits across 9 insured institutions and 20 branches. Community Bank of Mississippi is the largest deposit holder at 24.8% share. The top three institutions hold 52.6% of deposits, which places the county in the moderately concentrated band. Deposits have grown 23.0% since 2020 while the branch count fell by 1. It produces $2.8B of output, ranking #799 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.8B
#799 of 1,523
Total Deposits
$1.8B
#684 of 1,523
Population
66,496
#793 of 1,523
GDP per Capita
$42,672
#814 of 1,523
Insured Institutions
9
#778 of 1,523
Deposits per Branch
$92M
#720 of 1,523
Deposits per Capita
$27,557
#490 of 1,523
Branches per 100k Pop.
30.1
#480 of 1,523
Median Institution Size
$234M
Median deposits of the institutions operating in the county. #247 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
74.4%
of market deposits held by banks with $100M to $50B in assets. #599 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
52.6%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+23.0% over 5 years
$1.5B
2020
$1.8B
2021
$2.4B
2022
$1.6B
2023
$1.7B
2024
$1.8B
2025

Branches: 21 in 2020 to 20 in 2025. Institutions: 9 to 9. Top-three share: 54.0% to 52.6%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Community Bank of Mississippi$455M24.8%7+25%
Trustmark National Bank$259M14.1%2+26%
First State Bank$251M13.7%2+8%
Cadence Bank$238M13.0%3+46%
Renasant Bank$234M12.8%1no 2020 presence
Regions Bank$232M12.6%1+13%
The Citizens National Bank of Meridian$93M5.1%1+36%
Magnolia State Bank$60M3.3%2+53%
Citizens Bank$11M0.6%1-14%

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Hattiesburg-Laurel market

Jones County is one of 5 counties that make up the Hattiesburg-Laurel, MS market, a Combined Statistical Area (ranked #198 of 293 U.S. markets by economic output). It produces 29.5% of the market’s output and holds 28.4% of its deposits.

MeasureJones CountyShare of Hattiesburg-Laurel market
2024 GDP$2.8B29.5%
Deposits$1.8B28.4%
Population66,49627.7%

View the full Hattiesburg-Laurel market profile →

Recruiting in Jones County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jones County, on a retained basis.

Start a confidential conversation