Market Intelligence

Le Sueur County, MN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Le Sueur County, Minnesota, a county in the Minneapolis-St. Paul, MN-WI market, holds $781M in deposits across 8 insured institutions and 11 branches. First Bank & Trust is the largest deposit holder at 19.9% share. The top three institutions hold 53.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 22.1% since 2020. It produces $936M of output, ranking #1,211 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$936M
#1,211 of 1,523
Total Deposits
$781M
#1,042 of 1,523
Population
29,453
#1,163 of 1,523
GDP per Capita
$31,767
#1,168 of 1,523
Insured Institutions
8
#883 of 1,523
Deposits per Branch
$71M
#1,058 of 1,523
Deposits per Capita
$26,525
#528 of 1,523
Branches per 100k Pop.
37.3
#271 of 1,523
Median Institution Size
$81M
Median deposits of the institutions operating in the county. #1,073 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
92.3%
of market deposits held by banks with $100M to $50B in assets. #285 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
53.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+22.1% over 5 years
$640M
2020
$709M
2021
$749M
2022
$732M
2023
$753M
2024
$781M
2025

Branches: 11 in 2020 to 11 in 2025. Institutions: 8 to 8. Top-three share: 53.4% to 53.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
First Bank & Trust$155M19.9%1+31%
Frandsen Bank & Trust$133M17.1%2+23%
The First National Bank of Le Center$129M16.5%1+13%
Cornerstone State Bank$81M10.4%2+8%
HomeTown Bank$80M10.2%2+46%
First Farmers & Merchants Bank$76M9.7%1+27%
First State Bank of Le Center$67M8.5%1+8%
Elysian Bank$60M7.7%1+27%

The 8 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Minneapolis-St. Paul market

Le Sueur County is one of 21 counties that make up the Minneapolis-St. Paul, MN-WI market, a Combined Statistical Area (ranked #16 of 293 U.S. markets by economic output). It produces 0.3% of the market’s output and holds 0.3% of its deposits.

MeasureLe Sueur CountyShare of Minneapolis-St. Paul market
2024 GDP$936M0.3%
Deposits$781M0.3%
Population29,4530.7%

View the full Minneapolis-St. Paul market profile →

Recruiting in Le Sueur County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Le Sueur County, on a retained basis.

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